Business/Commerce at New York University
Bachelor's Degree
Analysis
NYU's Stern School delivers what might be the strongest early-career return in business education: $77,828 in year one climbs to $115,546 by year four—nearly 50% growth that dramatically outpaces typical business programs. Among New York business schools, this ranks in the 80th percentile, but more impressive is how it stacks against national competition: 95th percentile, crushing the $47,506 median for business programs nationwide. The debt picture sweetens the deal further. At $19,500, graduates carry about $6,500 less than typical business majors and well below New York's state average. That translates to a debt-to-earnings ratio of just 0.25—meaning graduates could theoretically pay off loans in three months of their first-year salary.
The trade-off is obvious: NYU's 9% acceptance rate means most applicants won't get in. But for families whose students have the credentials, this represents exceptional value in business education. You're paying for access to Wall Street recruiting pipelines and corporate networks that demonstrably open doors to higher-paying positions. The earnings trajectory tells the story—this isn't just about landing a good first job, but positioning for rapid advancement. If your child has the academic profile to compete for admission and you can manage the debt load (which, at under $20K, is surprisingly manageable for this caliber of program), the return on investment here is hard to dispute.
Where New York University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How New York University graduates compare to all programs nationally
New York University graduates earn $78k, placing them in the 95th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Business/Commerce bachelors's programs at peer institutions in New York (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| New York University | $77,828 | $115,546 | $19,500 | 0.25 |
| CUNY Graduate School and University Center | $65,520 | $63,624 | $14,500 | 0.22 |
| Empire State University | $57,225 | $59,995 | $28,710 | 0.50 |
| St Lawrence University | $54,772 | $67,402 | $26,113 | 0.48 |
| Skidmore College | $54,378 | $65,277 | $20,814 | 0.38 |
| Excelsior University | $53,553 | $72,606 | $23,000 | 0.43 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| CUNY Graduate School and University Center New York | $7,410 | $65,520 | $14,500 |
| Empire State University Saratoga Springs | $7,630 | $57,225 | $28,710 |
| St Lawrence University Canton | $63,870 | $54,772 | $26,113 |
| Skidmore College Saratoga Springs | $65,030 | $54,378 | $20,814 |
| Excelsior University Albany | — | $53,553 | $23,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At New York University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 259 graduates with reported earnings and 219 graduates with debt data. Small samples may not be representative.