Business/Commerce at St Lawrence University
Bachelor's Degree
Analysis
St. Lawrence's business program graduates earn $54,772 in their first year—well above the national median but slightly below the New York median of $53,966. Among Empire State business programs, this lands at the 60th percentile, placing it in the middle tier. Graduates see their earnings climb to $67,402 by year four, representing solid 23% growth that suggests the degree opens doors to progressive career advancement.
The debt picture is reasonable: $26,113 creates a debt-to-earnings ratio of 0.48, meaning graduates earn roughly twice what they owe. This matches the national median debt almost exactly, making it manageable for most families. For a selective liberal arts college (58% admission rate, 1343 average SAT), this represents fair value—though families should recognize they're not getting the premium earnings commanded by schools like NYU ($77,828) or even nearby CUNY programs.
The real question is whether St. Lawrence's residential campus experience justifies middle-of-the-pack New York earnings. If your student values the liberal arts environment and rural Canton setting, the financial fundamentals work. But if maximizing business career ROI is the priority, SUNY options or larger urban programs might deliver comparable outcomes at lower cost. The program performs adequately but doesn't stand out financially in a competitive state market.
Where St Lawrence University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How St Lawrence University graduates compare to all programs nationally
St Lawrence University graduates earn $55k, placing them in the 75th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Business/Commerce bachelors's programs at peer institutions in New York (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| St Lawrence University | $54,772 | $67,402 | $26,113 | 0.48 |
| New York University | $77,828 | $115,546 | $19,500 | 0.25 |
| CUNY Graduate School and University Center | $65,520 | $63,624 | $14,500 | 0.22 |
| Empire State University | $57,225 | $59,995 | $28,710 | 0.50 |
| Skidmore College | $54,378 | $65,277 | $20,814 | 0.38 |
| Excelsior University | $53,553 | $72,606 | $23,000 | 0.43 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| New York University New York | $60,438 | $77,828 | $19,500 |
| CUNY Graduate School and University Center New York | $7,410 | $65,520 | $14,500 |
| Empire State University Saratoga Springs | $7,630 | $57,225 | $28,710 |
| Skidmore College Saratoga Springs | $65,030 | $54,378 | $20,814 |
| Excelsior University Albany | — | $53,553 | $23,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Lawrence University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 79 graduates with reported earnings and 88 graduates with debt data. Small samples may not be representative.