Median Earnings (1yr)
$57,225
95th percentile (60th in NY)
Median Debt
$28,710
10% above national median
Debt-to-Earnings
0.50
Manageable
Sample Size
468
Adequate data

Analysis

Empire State University's business program stands out nationally but faces stiff competition within New York. With first-year earnings of $57,225, graduates earn more than 95% of business programs nationwide—a remarkable achievement that puts this program among the elite tier nationally. However, the picture shifts when compared to New York's competitive landscape, where it ranks in the 60th percentile among state business programs.

The financial fundamentals look solid for parents evaluating costs. At $28,710 in median debt, students borrow slightly more than the national average but significantly more than other New York programs (which average $23,000). Still, the debt-to-earnings ratio of 0.50 means graduates can reasonably manage their loans, with debt representing about half of their first-year salary. The 5% earnings growth to nearly $60,000 by year four shows steady progression, though not explosive growth.

For families, this program offers strong national positioning at a manageable debt load, making it a sound investment despite not cracking New York's top tier. The robust sample size gives confidence in these outcomes, and with 35% of students receiving Pell grants, the program serves a economically diverse student body successfully.

Where Empire State University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Empire State UniversityOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Empire State University graduates compare to all programs nationally

Empire State University graduates earn $57k, placing them in the 95th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business/Commerce bachelors's programs at peer institutions in New York (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Empire State University$57,225$59,995$28,7100.50
New York University$77,828$115,546$19,5000.25
CUNY Graduate School and University Center$65,520$63,624$14,5000.22
St Lawrence University$54,772$67,402$26,1130.48
Skidmore College$54,378$65,277$20,8140.38
Excelsior University$53,553$72,606$23,0000.43
National Median$47,506$26,0000.55

Other Business/Commerce Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
New York University
New York
$60,438$77,828$19,500
CUNY Graduate School and University Center
New York
$7,410$65,520$14,500
St Lawrence University
Canton
$63,870$54,772$26,113
Skidmore College
Saratoga Springs
$65,030$54,378$20,814
Excelsior University
Albany
$53,553$23,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Empire State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 468 graduates with reported earnings and 509 graduates with debt data. Small samples may not be representative.