Median Earnings (1yr)
$48,605
60th percentile (60th in NY)
Median Debt
$20,500
21% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
299
Adequate data

Analysis

University at Albany delivers solid middle-tier results for business graduates, but the real story is in the trajectory. Starting at $48,605, earnings jump 35% to over $65,000 by year four—a pattern that suggests this program builds skills that mature into valuable experience rather than quick burnout. At 60th percentile both nationally and within New York's competitive business program landscape, you're not getting elite outcomes, but you're beating the typical NY business graduate who earns $42,000 starting out.

The debt picture is unusually favorable for a SUNY school. At $20,500, it's 23% below the state median and substantially lower than the national benchmark of $26,000. That 0.42 debt-to-earnings ratio means graduates owe less than half their first-year salary—a comfortable position that allows for aggressive loan payoff or other financial priorities. Given that 42% of students receive Pell grants, this accessibility without crushing debt makes the program particularly valuable for middle-income families.

This won't get your child into elite consulting or investment banking like Manhattan College's program might, but it offers a financially pragmatic path into solid business roles with clear upward momentum. For families prioritizing affordable in-state tuition with legitimate career outcomes, Albany represents exactly what a public university should deliver.

Where University at Albany Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University at AlbanyOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University at Albany graduates compare to all programs nationally

University at Albany graduates earn $49k, placing them in the 60th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University at Albany$48,605$65,362$20,5000.42
Manhattan University$113,777$104,296$25,3280.22
Excelsior University$70,191$14,7370.21
Clarkson University$65,887$76,141$24,7570.38
Syracuse University$65,009$71,365$27,0000.42
Yeshiva University$61,312$65,800$22,0000.36
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Manhattan University
Riverdale
$50,850$113,777$25,328
Excelsior University
Albany
$70,191$14,737
Clarkson University
Potsdam
$57,950$65,887$24,757
Syracuse University
Syracuse
$63,061$65,009$27,000
Yeshiva University
New York
$49,900$61,312$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Albany, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 299 graduates with reported earnings and 338 graduates with debt data. Small samples may not be representative.