Analysis
A debt-to-earnings ratio of 0.49 sits in the comfortable zone for STEM degrees, and while both the earnings and debt figures here come from national medians for physics programs rather than UAH's specific outcomes, they sketch a financially viable path. Similar programs across the country suggest first-year earnings around $47,670, with debt loads typically near $23,424—meaning graduates could theoretically pay off their loans with half a year's salary.
The challenge is that Huntsville's unique aerospace and defense economy might produce very different outcomes than the national picture suggests. UAH sits in the heart of "Rocket City," surrounded by NASA's Marshall Space Flight Center, the Army's Redstone Arsenal, and dozens of aerospace contractors. Physics graduates here could plausibly earn well above the national median if they land in these specialized industries, or they might struggle if those doors don't open. The national estimate doesn't capture this local advantage—or disadvantage if competition is fierce.
Without actual earnings data from UAH physics graduates, you're making an educated guess based on how physics programs perform elsewhere. The fundamentals look sound: reasonable debt, a STEM credential, and proximity to major employers. But talk to UAH's physics department directly about placement rates in Huntsville's aerospace sector. That conversation will tell you more than these national averages can.
Where University of Alabama in Huntsville Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,770 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Alabama in Huntsville, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.