Analysis
A chemistry bachelor's degree typically opens doors to lab work, research positions, or graduate school, but the estimated figures for this program suggest a challenging first-year financial picture. Based on the three chemistry programs in Arkansas that do report data, graduates can expect around $34,872 in first-year earnings—about $8,000 below the national median for chemistry majors. With estimated debt near $23,675, you're looking at a debt load that consumes roughly 68% of that first year's salary, which is manageable but not comfortable.
The uncertainty here matters because Arkansas chemistry programs show considerable variation: reported outcomes range from $22,255 to $36,946 in first-year earnings. UAM serves a predominantly working-class student body (49% receive Pell grants), which could mean stronger support systems for students navigating college costs, but it also means many families have less cushion if early career earnings disappoint. Chemistry graduates often see significant salary growth after gaining experience or completing graduate degrees, but that first year can be tight when you're starting loan repayment.
If your child is passionate about chemistry and committed to the field, these numbers don't rule out UAM—but they do suggest having a clear post-graduation plan matters. Is graduate school realistic? Are there regional lab employers who hire UAM graduates? The debt level is reasonable, but only if those estimated earnings materialize and career progression follows.
Where University of Arkansas at Monticello Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Arkansas
Chemistry bachelors's programs at peer institutions in Arkansas (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,868 | $34,872* | — | $23,675* | — | |
| $10,118 | $36,946* | — | $21,125* | 0.57 | |
| $9,748 | $34,872* | — | $24,875* | 0.71 | |
| $6,906 | $22,255* | — | —* | — | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas at Monticello, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in AR. Actual outcomes may vary.