Analysis
A debt-to-earnings ratio of 0.39 suggests a manageable financial start, though the numbers here come from comparable real estate programs nationally rather than University of Baltimore's own graduates. Peer programs typically produce first-year earnings around $55,000, which would make the estimated $21,000 in debt reasonable—essentially less than half a year's salary. Real estate careers often involve commission-based compensation that can accelerate earnings growth, but that also means the first-year figure may not capture the full earning potential or the income volatility inherent to the field.
What makes this program harder to evaluate is Baltimore's unique real estate market dynamics. The city offers opportunities in both commercial development and residential sales, but success in real estate depends heavily on networking, local market knowledge, and sales aptitude—factors a degree alone can't guarantee. With only two schools in Maryland offering bachelor's programs in real estate, University of Baltimore serves a niche, but the lack of school-specific outcome data means you're making a bet on a program without concrete evidence of its graduates' performance.
The estimated numbers point to a workable investment if your child has genuine interest in real estate and understands it's a relationship-driven, performance-based field. However, the absence of actual data means you should dig deeper: talk to recent graduates, understand what internship connections the program offers, and verify whether a four-year degree provides meaningful advantages over licensing courses and faster market entry.
Where University of Baltimore Stands
Earnings vs. debt across all real estate bachelors's programs nationally
Compare to Similar Programs Nationally
Real Estate bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,772 | $54,665* | — | $21,353* | — | |
| $68,237 | $98,763* | — | $19,500* | 0.20 | |
| $64,701 | $75,702* | $101,813 | $27,000* | 0.36 | |
| $60,438 | $74,912* | — | $20,500* | 0.27 | |
| $11,205 | $73,239* | $100,995 | $20,500* | 0.28 | |
| $12,859 | $72,769* | $72,701 | $19,000* | 0.26 | |
| National Median | — | $54,665* | — | $21,126* | 0.39 |
Career Paths
Occupations commonly associated with real estate graduates
Property, Real Estate, and Community Association Managers
Real Estate Brokers
Real Estate Sales Agents
Appraisers of Personal and Business Property
Appraisers and Assessors of Real Estate
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 28 similar programs. Actual outcomes may vary.