Median Earnings (1yr)
$36,140
75th percentile (60th in CA)
Median Debt
$18,325
27% below national median
Debt-to-Earnings
0.51
Manageable
Sample Size
261
Adequate data

Analysis

UC Merced's biology program substantially outpaces the state's typical outcomes while keeping debt exceptionally low—a combination that's particularly impressive given the campus serves a predominantly working-class student body. First-year earnings of $36,140 place graduates at the 60th percentile among California's 75 biology programs, but the real story emerges by year four when median earnings jump to $52,891. That 46% growth rate suggests graduates are moving into positions—whether in healthcare, research, or graduate programs—that increasingly value their degrees.

The financial picture strengthens this case considerably. At $18,325, debt runs nearly 30% below the state median and well under half the national average for biology majors. Combined with steady earnings growth, this means graduates face manageable payments from day one while their income trajectory improves markedly. For families concerned about STEM debt loads at more expensive universities, Merced offers a fiscally responsible path into biology careers.

This represents solid value for students pursuing biology, especially those planning for graduate school or healthcare careers where the bachelor's degree is a stepping stone. The low debt load preserves flexibility for further education, while the earnings growth shows the degree opens doors to progressively better opportunities.

Where University of California-Merced Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of California-MercedOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Merced graduates compare to all programs nationally

University of California-Merced graduates earn $36k, placing them in the 75th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Biology bachelors's programs at peer institutions in California (75 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Merced$36,140$52,891$18,3250.51
University of San Diego$54,223$53,473$25,0000.46
California State University-East Bay$44,370$57,742$21,5000.48
Dominican University of California$39,548—$27,0000.68
California State University-San Marcos$38,527$57,860$24,1740.63
University of San Francisco$38,423$57,265$23,2500.61
National Median$32,316—$25,0000.77

Other Biology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of San Diego
San Diego
$56,444$54,223$25,000
California State University-East Bay
Hayward
$7,055$44,370$21,500
Dominican University of California
San Rafael
$50,666$39,548$27,000
California State University-San Marcos
San Marcos
$7,739$38,527$24,174
University of San Francisco
San Francisco
$58,222$38,423$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Merced, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 261 graduates with reported earnings and 358 graduates with debt data. Small samples may not be representative.