Business Administration, Management and Operations at University of California-Riverside

UC Riverside's business program delivers exceptional value through remarkably low debt rather than top-tier earnings. With a median debt of just $16,508—ranking in the 95th percentile nationally for low debt—graduates carry significantly less financial burden than typical business students who graduate with $26,000 nationally and $21,000 in California. The debt-to-earnings ratio of 0.38 is excellent, meaning graduates can realistically pay off their loans quickly.

However, the earnings picture is more modest. First-year graduates earn $43,213, which falls below both the national median ($45,703) and California median ($49,543), ranking in the 40th percentile among California business programs. While earnings grow substantially to $61,624 by year four—a strong 43% increase—this still trails higher-performing UC schools like Berkeley ($90,008) and even Cal Poly SLO ($71,876).

For families prioritizing financial safety, this program offers a compelling proposition: solid business education at a respected UC campus with minimal debt burden. The strong earnings growth trajectory suggests graduates find their footing professionally, even if starting salaries are modest. With 47% of students receiving Pell grants, UCR clearly serves as an accessible pathway to business careers without crushing debt—a significant advantage in today's student loan environment.