Biology at University of California-Santa Cruz
Bachelor's Degree
Analysis
UC Santa Cruz's biology program turns in notably strong earnings numbers that outpace most competitors—both nationally and within California's crowded field of 75 biology programs. At $37,651 in year one, graduates earn 16% more than the national median and 12% above California's typical biology grad. While the program ranks at the 60th percentile statewide (solidly above the median but not elite), it beats the 82nd percentile nationally, suggesting strong value relative to most U.S. biology programs. The real story emerges in year four, when earnings jump 40% to $52,707—evidence that UCSC's coastal location and proximity to Bay Area biotech employers creates meaningful career momentum.
The debt picture reinforces the value proposition. At $20,703, graduates carry about 20% less debt than the national biology average, yielding a manageable 0.55 debt-to-earnings ratio. You're essentially borrowing half a year's salary to access a program that delivers above-average outcomes. The admission rate of 63% also means this isn't a reach school for most qualified applicants.
The comparison to University of San Diego's $54,223 outcomes shows there's room above UCSC, but you'd need to weigh whether that gap justifies USD's likely higher total cost of attendance. For families seeking UC-quality education with strong STEM outcomes at a reasonable debt load, this program delivers exactly what it promises.
Where University of California-Santa Cruz Stands
Earnings vs. debt across all biology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of California-Santa Cruz graduates compare to all programs nationally
University of California-Santa Cruz graduates earn $38k, placing them in the 82th percentile of all biology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Biology bachelors's programs at peer institutions in California (75 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of California-Santa Cruz | $37,651 | $52,707 | $20,703 | 0.55 |
| University of San Diego | $54,223 | $53,473 | $25,000 | 0.46 |
| California State University-East Bay | $44,370 | $57,742 | $21,500 | 0.48 |
| Dominican University of California | $39,548 | — | $27,000 | 0.68 |
| California State University-San Marcos | $38,527 | $57,860 | $24,174 | 0.63 |
| University of San Francisco | $38,423 | $57,265 | $23,250 | 0.61 |
| National Median | $32,316 | — | $25,000 | 0.77 |
Other Biology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of San Diego San Diego | $56,444 | $54,223 | $25,000 |
| California State University-East Bay Hayward | $7,055 | $44,370 | $21,500 |
| Dominican University of California San Rafael | $50,666 | $39,548 | $27,000 |
| California State University-San Marcos San Marcos | $7,739 | $38,527 | $24,174 |
| University of San Francisco San Francisco | $58,222 | $38,423 | $23,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 172 graduates with reported earnings and 225 graduates with debt data. Small samples may not be representative.