Median Earnings (1yr)
$37,651
82nd percentile (60th in CA)
Median Debt
$20,703
17% below national median
Debt-to-Earnings
0.55
Manageable
Sample Size
172
Adequate data

Analysis

UC Santa Cruz's biology program turns in notably strong earnings numbers that outpace most competitors—both nationally and within California's crowded field of 75 biology programs. At $37,651 in year one, graduates earn 16% more than the national median and 12% above California's typical biology grad. While the program ranks at the 60th percentile statewide (solidly above the median but not elite), it beats the 82nd percentile nationally, suggesting strong value relative to most U.S. biology programs. The real story emerges in year four, when earnings jump 40% to $52,707—evidence that UCSC's coastal location and proximity to Bay Area biotech employers creates meaningful career momentum.

The debt picture reinforces the value proposition. At $20,703, graduates carry about 20% less debt than the national biology average, yielding a manageable 0.55 debt-to-earnings ratio. You're essentially borrowing half a year's salary to access a program that delivers above-average outcomes. The admission rate of 63% also means this isn't a reach school for most qualified applicants.

The comparison to University of San Diego's $54,223 outcomes shows there's room above UCSC, but you'd need to weigh whether that gap justifies USD's likely higher total cost of attendance. For families seeking UC-quality education with strong STEM outcomes at a reasonable debt load, this program delivers exactly what it promises.

Where University of California-Santa Cruz Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of California-Santa CruzOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Santa Cruz graduates compare to all programs nationally

University of California-Santa Cruz graduates earn $38k, placing them in the 82th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Biology bachelors's programs at peer institutions in California (75 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Santa Cruz$37,651$52,707$20,7030.55
University of San Diego$54,223$53,473$25,0000.46
California State University-East Bay$44,370$57,742$21,5000.48
Dominican University of California$39,548—$27,0000.68
California State University-San Marcos$38,527$57,860$24,1740.63
University of San Francisco$38,423$57,265$23,2500.61
National Median$32,316—$25,0000.77

Other Biology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of San Diego
San Diego
$56,444$54,223$25,000
California State University-East Bay
Hayward
$7,055$44,370$21,500
Dominican University of California
San Rafael
$50,666$39,548$27,000
California State University-San Marcos
San Marcos
$7,739$38,527$24,174
University of San Francisco
San Francisco
$58,222$38,423$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 172 graduates with reported earnings and 225 graduates with debt data. Small samples may not be representative.