Median Earnings (1yr)
$39,700
37th percentile (40th in CA)
Median Debt
$15,000
38% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
42
Adequate data

Analysis

UC Santa Cruz chemistry graduates face a challenging start—$39,700 in year one ranks in just the 40th percentile among California chemistry programs—but the trajectory improves significantly. Four years out, earnings climb 32% to $52,368, demonstrating the degree opens doors even if initial opportunities lag behind peers at UC Berkeley ($59,576) or even UC Merced ($50,944). This growth pattern suggests graduates may be taking longer to land chemistry-relevant roles or are entering fields with steeper learning curves.

The saving grace here is remarkably low debt. At $15,000, UC Santa Cruz chemistry students graduate owing less than the California median ($16,326) and far below the national figure ($24,000). With a debt-to-earnings ratio of just 0.38, most graduates could realistically pay off their loans within a year or two of graduating, even with that modest starting salary. For families prioritizing affordability within the UC system, this matters.

The bottom line: This program won't position your child at the front of the pack for chemistry careers in California, but the combination of manageable debt and solid earnings growth means the financial risk is limited. If your student is drawn to UCSC's environment and plans to pursue graduate school or lab work where that initial salary disadvantage becomes less relevant over time, the numbers work. Just don't expect the immediate earning power that comes with a chemistry degree from the stronger UC campuses.

Where University of California-Santa Cruz Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

University of California-Santa CruzOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Santa Cruz graduates compare to all programs nationally

University of California-Santa Cruz graduates earn $40k, placing them in the 37th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Chemistry bachelors's programs at peer institutions in California (65 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Santa Cruz$39,700$52,368$15,0000.38
University of California-Berkeley$59,576$64,496$11,1720.19
University of California-Merced$50,944$56,584$15,0000.29
California State University-Long Beach$50,553$66,742$15,6800.31
California State University-San Marcos$49,382———
University of California-Santa Barbara$47,197$64,903$15,8050.33
National Median$42,581—$24,0000.56

Other Chemistry Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of California-Berkeley
Berkeley
$14,850$59,576$11,172
University of California-Merced
Merced
$14,167$50,944$15,000
California State University-Long Beach
Long Beach
$7,008$50,553$15,680
California State University-San Marcos
San Marcos
$7,739$49,382—
University of California-Santa Barbara
Santa Barbara
$14,965$47,197$15,805

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.