Median Earnings (1yr)
$35,179
63rd percentile (80th in FL)
Median Debt
$19,875
12% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
20
Limited data

Analysis

UCF's philosophy program outperforms most Florida peers by a significant margin—ranking in the 80th percentile statewide with first-year earnings of $35,179, nearly $8,000 above the state median. Even Florida International University, the next-best program in the state, trails by about $3,500. The $19,875 in typical debt sits slightly below the state median and translates to a manageable debt-to-earnings ratio of 0.56, meaning graduates owe roughly half their first-year salary.

The caveat matters here: with fewer than 30 graduates in the dataset, these numbers could shift substantially with a larger sample. A single graduate landing a particularly good or poor outcome can skew the results. That said, the performance gap versus other Florida programs is wide enough to suggest UCF may genuinely be doing something right—whether through stronger career services, better employer connections in the Orlando area, or simply attracting more career-focused philosophy students.

For a philosophy major, this represents about as strong a financial profile as parents can reasonably expect. The debt is modest, the earnings exceed most alternatives in Florida, and the program performs above the national median as well. Just understand you're looking at a small data sample, so there's more uncertainty than with larger programs.

Where University of Central Florida Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

University of Central FloridaOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Florida graduates compare to all programs nationally

University of Central Florida graduates earn $35k, placing them in the 63th percentile of all philosophy bachelors programs nationally.

Compare to Similar Programs in Florida

Philosophy bachelors's programs at peer institutions in Florida (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Florida$35,179—$19,8750.56
Florida International University$31,583$24,940$13,1340.42
Florida State University$27,072$42,507$25,3590.94
University of Florida$24,048$55,986$17,2170.72
University of South Florida$21,168———
National Median$31,652—$22,6410.72

Other Philosophy Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida International University
Miami
$6,565$31,583$13,134
Florida State University
Tallahassee
$5,656$27,072$25,359
University of Florida
Gainesville
$6,381$24,048$17,217
University of South Florida
Tampa
$6,410$21,168—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.