Analysis
UCF's philosophy program outperforms most Florida peers by a significant margin—ranking in the 80th percentile statewide with first-year earnings of $35,179, nearly $8,000 above the state median. Even Florida International University, the next-best program in the state, trails by about $3,500. The $19,875 in typical debt sits slightly below the state median and translates to a manageable debt-to-earnings ratio of 0.56, meaning graduates owe roughly half their first-year salary.
The caveat matters here: with fewer than 30 graduates in the dataset, these numbers could shift substantially with a larger sample. A single graduate landing a particularly good or poor outcome can skew the results. That said, the performance gap versus other Florida programs is wide enough to suggest UCF may genuinely be doing something right—whether through stronger career services, better employer connections in the Orlando area, or simply attracting more career-focused philosophy students.
For a philosophy major, this represents about as strong a financial profile as parents can reasonably expect. The debt is modest, the earnings exceed most alternatives in Florida, and the program performs above the national median as well. Just understand you're looking at a small data sample, so there's more uncertainty than with larger programs.
Where University of Central Florida Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How University of Central Florida graduates compare to all programs nationally
Compare to Similar Programs in Florida
Philosophy bachelors's programs at peer institutions in Florida (22 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,368 | $35,179 | — | $19,875 | 0.56 | |
| $6,565 | $31,583 | $24,940 | $13,134 | 0.42 | |
| $5,656 | $27,072 | $42,507 | $25,359 | 0.94 | |
| $6,381 | $24,048 | $55,986 | $17,217 | 0.72 | |
| $6,410 | $21,168 | — | — | — | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.