Philosophy at University of Florida
Bachelor's Degree
Analysis
University of Florida's philosophy program starts graduates at just $24,000—well below both national and state medians—but the trajectory tells a different story. Earnings more than double to $56,000 by year four, an impressive 133% jump that eventually lifts graduates above Florida's median for philosophy majors. However, that first year represents a genuine hardship period, ranking in just the 19th percentile nationally. Even within Florida, where UF is a flagship institution, this program sits at the state median, trailing UCF and FIU by significant margins.
The $17,217 in debt is manageable, especially given UF's competitive tuition for in-state students. But that 0.72 debt-to-earnings ratio in year one means new graduates face nearly 9 months of pre-tax income going toward their loans if they enter repayment immediately. The demographic data suggests this isn't primarily a privileged student body coasting on family wealth—22% receive Pell grants, a meaningful proportion at a selective institution.
The key question is whether your child can weather those first couple of years. If they have financial support to bridge the gap while building skills and connections, the long-term outlook improves considerably. If they need immediate earning power, this program's slow start poses real challenges that even UF's strong brand won't fully offset.
Where University of Florida Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Florida graduates compare to all programs nationally
University of Florida graduates earn $24k, placing them in the 19th percentile of all philosophy bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Philosophy bachelors's programs at peer institutions in Florida (22 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Florida | $24,048 | $55,986 | $17,217 | 0.72 |
| University of Central Florida | $35,179 | — | $19,875 | 0.56 |
| Florida International University | $31,583 | $24,940 | $13,134 | 0.42 |
| Florida State University | $27,072 | $42,507 | $25,359 | 0.94 |
| University of South Florida | $21,168 | — | — | — |
| National Median | $31,652 | — | $22,641 | 0.72 |
Other Philosophy Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Central Florida Orlando | $6,368 | $35,179 | $19,875 |
| Florida International University Miami | $6,565 | $31,583 | $13,134 |
| Florida State University Tallahassee | $5,656 | $27,072 | $25,359 |
| University of South Florida Tampa | $6,410 | $21,168 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Florida, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 53 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.