Analysis
A chemistry bachelor's degree typically leads to solid technical careers, but the numbers here—drawn from similar Missouri programs since this school's graduate sample is too small to report—suggest a challenging initial return. Based on peer programs in the state, graduates might expect around $40,400 in first-year earnings while carrying roughly $24,300 in debt. That 0.60 debt-to-earnings ratio isn't alarming, but it means spending about seven months of gross income to clear student loans, which tightens the financial picture for someone likely pursuing lab work or further education.
The estimated earnings sit right at Missouri's median for chemistry programs but trail the national figure by about $2,000. More telling is the comparison to Missouri's flagship in Columbia, where reported outcomes show graduates earning $45,300—nearly $5,000 more annually. That gap compounds over time and matters when chemistry careers often require patience through lower-paying entry positions or graduate school.
For parents weighing this program, the core question is whether University of Central Missouri offers specific advantages—location, smaller class sizes, research opportunities—that justify potentially middling outcomes. Chemistry opens doors to pharmaceuticals, materials science, and healthcare, but the path usually requires either advanced degrees or several years of experience before earnings climb substantially. If your student is committed to the field and values this campus environment, the debt load is manageable. But if career outcomes are the priority, programs with stronger placement records or lower costs deserve serious consideration alongside this one.
Where University of Central Missouri Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Missouri
Chemistry bachelors's programs at peer institutions in Missouri (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,739 | $40,446* | — | $24,286* | — | |
| $14,130 | $45,279* | — | $20,500* | 0.45 | |
| $9,024 | $41,166* | $52,668 | $23,750* | 0.58 | |
| $11,988 | $39,725* | $47,533 | $24,821* | 0.62 | |
| $10,181 | $39,478* | — | $24,884* | 0.63 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Missouri, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MO. Actual outcomes may vary.