Analysis
Chemistry graduates from UCO face a puzzling disconnect: while peer programs nationally suggest first-year earnings around $42,600, Oklahoma's chemistry market tells a different story, with the state median sitting at just $31,400. That's an $11,000 gap—roughly 26% lower—that matters when you're carrying an estimated $23,700 in student debt.
The debt load itself looks manageable at first glance, representing about half of projected first-year earnings. But if UCO's actual outcomes track closer to Oklahoma's market reality rather than the national average used for this estimate, that ratio deteriorates quickly. The University of Oklahoma's chemistry grads earn that lower $31,400 figure, which should temper expectations about what's typical for Oklahoma chemistry jobs rather than relying on what programs in higher-paying states produce.
What this means practically: if your child takes on the estimated debt and lands in Oklahoma's typical chemistry market, they'd be committing roughly 75% of their first-year earnings to debt repayment—a tighter squeeze than the national comparison suggests. The real question is whether they're planning to leave Oklahoma for work, which could justify the investment, or whether they'd need graduate school to reach competitive earnings, which would add more debt to this equation. Without knowing UCO's actual placement outcomes, you're essentially betting on your child outperforming their state's established market rather than fitting into it.
Where University of Central Oklahoma Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Chemistry bachelors's programs at peer institutions in Oklahoma (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,522 | $42,581* | — | $23,675* | — | |
| $9,595 | $31,419* | — | $20,250* | 0.64 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.