Analysis
Engineering physics typically positions graduates for strong technical careers, but the numbers here come with significant uncertainty. Based on national peer programs, first-year earnings around $57,500 against estimated debt of $24,250 creates a debt-to-earnings ratio of 0.42—manageable by traditional standards, where anything under 1.0 suggests reasonable affordability.
What complicates this picture is that we're working entirely from estimates. The small number of graduates means the Department of Education suppresses actual outcomes, so these figures reflect what similar engineering physics programs nationally produce rather than what UCO specifically delivers. The national benchmark shows this field tends toward solid returns, but small programs can vary widely in employer connections, lab resources, and faculty strength—factors that directly influence graduate outcomes.
For parents weighing this investment, the estimated debt load is moderate while the projected earning potential sits squarely at the national median for the field. That's neither exceptional nor worrisome on paper. The real question is whether UCO's specific program—which appears quite small given the data suppression—provides the rigorous curriculum and industry connections that engineering physics demands. Before committing, verify what percentage of recent graduates actually secured engineering positions versus settling for less technical roles, and whether the program's size limits access to specialized equipment or research opportunities that larger programs might offer.
Where University of Central Oklahoma Stands
Earnings vs. debt across all engineering physics bachelors's programs nationally
Compare to Similar Programs Nationally
Engineering Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,522 | $57,457* | — | $24,250* | — | |
| $21,186 | $72,858* | $87,900 | $21,500* | 0.30 | |
| $8,315 | $68,379* | $75,848 | $27,000* | 0.39 | |
| $16,004 | $64,304* | $92,842 | $20,136* | 0.31 | |
| $9,708 | $58,025* | $67,485 | $19,521* | 0.34 | |
| $42,304 | $56,889* | — | $23,667* | 0.42 | |
| National Median | — | $57,457* | — | $24,706* | 0.43 |
Career Paths
Occupations commonly associated with engineering physics graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.