Human Resources Management and Services at University of Cincinnati-Clermont College

An estimated debt load of $16,261 positions this program well below both state and national benchmarks—Ohio HR associate's programs typically carry debt around $35,666, while nationally the median sits at $26,536. Based on comparable programs nationwide, first-year earnings hover around $40,000, creating a manageable debt-to-earnings ratio of 0.41. That means graduates might reasonably pay off their loans within a year or two of entering the workforce, assuming steady income and disciplined repayment.

The challenge is that these figures come entirely from peer programs since UC-Clermont's graduate cohort was too small for the Department of Education to report actual outcomes. Similar HR programs across the country produce the earnings and debt estimates here, but your child's actual experience could differ based on local job markets, internship connections, and how well this specific campus prepares students for HR roles in the Cincinnati area.

For an associate's degree that gets someone into the workforce quickly, the estimated numbers suggest reasonable value—lower debt than most alternatives and earnings that make repayment feasible. But confirm what UC-Clermont's career services can tell you about actual job placement rates and whether local employers actively recruit from this campus. The estimates point to solid fundamentals, but knowing where recent grads actually landed would strengthen your confidence considerably.