Analysis
University of Cincinnati's social work program positions graduates better than most peers while keeping debt below average—first-year earnings of $39,292 exceed the national median by $2,000 and rank in the 71st percentile nationally. The debt load of $29,125 translates to a manageable 0.74 debt-to-earnings ratio, meaning graduates owe less than nine months of their starting salary. Among Ohio's 41 social work programs, UC lands solidly in the middle tier for earnings, trailing Capital and Bowling Green but competing effectively with Wright State and Toledo.
The modest 5% earnings growth to $41,234 by year four reflects social work's typical compensation structure rather than a program weakness—this field prioritizes public service over salary advancement. What matters more is the relatively strong starting point. UC graduates enter the workforce earning above what most social work majors make nationally, which provides crucial breathing room for loan repayment in a helping profession known for modest wages.
For a family evaluating UC's social work program, the value proposition is straightforward: your child gets better-than-average earning potential in this field without taking on excessive debt. That combination makes the program a practical choice, especially compared to private alternatives like Capital that might demand significantly higher tuition for incrementally better outcomes.
Where University of Cincinnati-Main Campus Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Cincinnati-Main Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Cincinnati-Main Campus | $39,292 | $41,234 | +5% |
| Bowling Green State University-Main Campus | $40,959 | $45,206 | +10% |
| Cedarville University | $35,967 | $45,097 | +25% |
| Capital University | $44,344 | $44,174 | -0% |
| Wright State University-Main Campus | $39,926 | $44,078 | +10% |
Compare to Similar Programs in Ohio
Social Work bachelors's programs at peer institutions in Ohio (41 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,570 | $39,292 | $41,234 | $29,125 | 0.74 | |
| $41,788 | $44,344 | $44,174 | $43,038 | 0.97 | |
| $14,081 | $40,959 | $45,206 | $27,000 | 0.66 | |
| $11,188 | $39,926 | $44,078 | $28,250 | 0.71 | |
| $12,377 | $39,254 | $42,056 | $31,000 | 0.79 | |
| $9,212 | $38,739 | $39,277 | $26,970 | 0.70 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.