Median Earnings (1yr)
$39,292
71st percentile (60th in OH)
Median Debt
$29,125
10% above national median
Debt-to-Earnings
0.74
Manageable
Sample Size
46
Adequate data

Analysis

University of Cincinnati's social work program positions graduates better than most peers while keeping debt below average—first-year earnings of $39,292 exceed the national median by $2,000 and rank in the 71st percentile nationally. The debt load of $29,125 translates to a manageable 0.74 debt-to-earnings ratio, meaning graduates owe less than nine months of their starting salary. Among Ohio's 41 social work programs, UC lands solidly in the middle tier for earnings, trailing Capital and Bowling Green but competing effectively with Wright State and Toledo.

The modest 5% earnings growth to $41,234 by year four reflects social work's typical compensation structure rather than a program weakness—this field prioritizes public service over salary advancement. What matters more is the relatively strong starting point. UC graduates enter the workforce earning above what most social work majors make nationally, which provides crucial breathing room for loan repayment in a helping profession known for modest wages.

For a family evaluating UC's social work program, the value proposition is straightforward: your child gets better-than-average earning potential in this field without taking on excessive debt. That combination makes the program a practical choice, especially compared to private alternatives like Capital that might demand significantly higher tuition for incrementally better outcomes.

Where University of Cincinnati-Main Campus Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of Cincinnati-Main CampusOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Cincinnati-Main Campus graduates compare to all programs nationally

University of Cincinnati-Main Campus graduates earn $39k, placing them in the 71th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Social Work bachelors's programs at peer institutions in Ohio (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Cincinnati-Main Campus$39,292$41,234$29,1250.74
Capital University$44,344$44,174$43,0380.97
Bowling Green State University-Main Campus$40,959$45,206$27,0000.66
Wright State University-Main Campus$39,926$44,078$28,2500.71
University of Toledo$39,254$42,056$31,0000.79
Ohio State University-Lima Campus$38,739$39,277$26,9700.70
National Median$37,296—$26,3620.71

Other Social Work Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capital University
Columbus
$41,788$44,344$43,038
Bowling Green State University-Main Campus
Bowling Green
$14,081$40,959$27,000
Wright State University-Main Campus
Dayton
$11,188$39,926$28,250
University of Toledo
Toledo
$12,377$39,254$31,000
Ohio State University-Lima Campus
Lima
$9,212$38,739$26,970

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.