Social Work at University of Toledo

University of Toledo's social work program turns out graduates who earn more than most of their peers while carrying relatively light debt loads—a combination that should matter to families watching their budgets. At $39,254 in the first year, graduates here outpace the national median by nearly $2,000 and sit comfortably in the 70th percentile nationally. Within Ohio's competitive social work landscape (41 programs statewide), Toledo lands squarely in the middle at the 60th percentile, trailing schools like Capital and Bowling Green but still ahead of the median.

The debt picture tells an even better story. With $31,000 in typical borrowing—actually higher than both state and national medians—Toledo still manages a favorable 0.79 debt-to-earnings ratio because graduates earn enough to offset the higher loans. That ratio means graduates owe less than their first year's salary, which is manageable territory for a helping profession known for modest pay scales. The 7% earnings bump from year one to year four suggests steady, if not spectacular, career progression.

For families considering social work degrees, Toledo offers a straightforward value: above-average earnings for the field without crushing debt. The $31,000 loan balance is real money, but it's proportional to what graduates actually make. This isn't the highest-earning social work program in Ohio, but it consistently delivers outcomes that work financially.