Business/Commerce at University of Connecticut-Waterbury Campus
Bachelor's Degree
Analysis
UConn Waterbury's business program hits a sweet spot that many state university branches struggle to achieve: grads earn above national and state medians while carrying roughly $7,000 less debt than typical business majors. The 60th percentile earnings—matching Connecticut's median exactly—means your child would be in the middle of the pack statewide, but that comes with a significantly lighter debt load. At 95th percentile for low debt, this is one of the most affordable business programs in the state.
The earnings trajectory looks solid, jumping 28% from $50,489 to nearly $65,000 by year four. That's meaningful real-world income growth during the crucial early career years. With debt representing just 38% of first-year income, most graduates should be able to manage payments without derailing other financial goals. The relatively open admission (87% acceptance rate) paired with half the students receiving Pell grants suggests UConn Waterbury serves working-class families well without sacrificing outcomes.
For Connecticut families, this is a practical choice: your child gets UConn credentials and networking at regional campus pricing, with earnings that match the flagship's business program in early career. The value proposition is straightforward—reasonable debt, steady income growth, and outcomes that hold their own against more selective options in the state.
Where University of Connecticut-Waterbury Campus Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Connecticut-Waterbury Campus graduates compare to all programs nationally
University of Connecticut-Waterbury Campus graduates earn $50k, placing them in the 60th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Connecticut
Business/Commerce bachelors's programs at peer institutions in Connecticut (8 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Connecticut-Waterbury Campus | $50,489 | $64,727 | $19,078 | 0.38 |
| University of Connecticut | $50,489 | $64,727 | $19,078 | 0.38 |
| University of Connecticut-Avery Point | $50,489 | $64,727 | $19,078 | 0.38 |
| University of Connecticut-Stamford | $50,489 | $64,727 | $19,078 | 0.38 |
| University of Connecticut-Hartford Campus | $50,489 | $64,727 | $19,078 | 0.38 |
| Eastern Connecticut State University | $44,048 | $63,762 | $22,500 | 0.51 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Connecticut
Compare tuition, earnings, and debt across Connecticut schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Connecticut Storrs | $20,366 | $50,489 | $19,078 |
| University of Connecticut-Avery Point Groton | $17,462 | $50,489 | $19,078 |
| University of Connecticut-Stamford Stamford | $17,472 | $50,489 | $19,078 |
| University of Connecticut-Hartford Campus Hartford | $17,452 | $50,489 | $19,078 |
| Eastern Connecticut State University Willimantic | $13,292 | $44,048 | $22,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Connecticut-Waterbury Campus, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 48 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.