Median Earnings (1yr)
$50,489
60th percentile (60th in CT)
Median Debt
$19,078
27% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
48
Adequate data

Analysis

UConn Waterbury's business program hits a sweet spot that many state university branches struggle to achieve: grads earn above national and state medians while carrying roughly $7,000 less debt than typical business majors. The 60th percentile earnings—matching Connecticut's median exactly—means your child would be in the middle of the pack statewide, but that comes with a significantly lighter debt load. At 95th percentile for low debt, this is one of the most affordable business programs in the state.

The earnings trajectory looks solid, jumping 28% from $50,489 to nearly $65,000 by year four. That's meaningful real-world income growth during the crucial early career years. With debt representing just 38% of first-year income, most graduates should be able to manage payments without derailing other financial goals. The relatively open admission (87% acceptance rate) paired with half the students receiving Pell grants suggests UConn Waterbury serves working-class families well without sacrificing outcomes.

For Connecticut families, this is a practical choice: your child gets UConn credentials and networking at regional campus pricing, with earnings that match the flagship's business program in early career. The value proposition is straightforward—reasonable debt, steady income growth, and outcomes that hold their own against more selective options in the state.

Where University of Connecticut-Waterbury Campus Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

University of Connecticut-Waterbury CampusOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Connecticut-Waterbury Campus graduates compare to all programs nationally

University of Connecticut-Waterbury Campus graduates earn $50k, placing them in the 60th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Connecticut

Business/Commerce bachelors's programs at peer institutions in Connecticut (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Connecticut-Waterbury Campus$50,489$64,727$19,0780.38
University of Connecticut$50,489$64,727$19,0780.38
University of Connecticut-Avery Point$50,489$64,727$19,0780.38
University of Connecticut-Stamford$50,489$64,727$19,0780.38
University of Connecticut-Hartford Campus$50,489$64,727$19,0780.38
Eastern Connecticut State University$44,048$63,762$22,5000.51
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Connecticut

Compare tuition, earnings, and debt across Connecticut schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Connecticut
Storrs
$20,366$50,489$19,078
University of Connecticut-Avery Point
Groton
$17,462$50,489$19,078
University of Connecticut-Stamford
Stamford
$17,472$50,489$19,078
University of Connecticut-Hartford Campus
Hartford
$17,452$50,489$19,078
Eastern Connecticut State University
Willimantic
$13,292$44,048$22,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Connecticut-Waterbury Campus, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 48 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.