Median Earnings (1yr)
$26,003
10th percentile
40th percentile in Florida
Median Debt
$16,897
34% below national median

Analysis

The University of Florida's psychology program demonstrates an unusual pattern that challenges typical assumptions about prestige and outcomes. Despite UF's high selectivity (24% admission rate, 1400 SAT average), graduates earn just $26,003 in their first year—well below the national median of $31,482 and ranking in the 10th percentile nationally. At 40th percentile statewide, it trails less selective Florida schools like Saint Leo University ($36,139) and University of South Florida ($32,438) by substantial margins.

The trajectory improves dramatically by year four, when median earnings nearly double to $46,888, suggesting many graduates pursue additional education or face delayed career entry typical of psychology majors. However, that initial earning period matters enormously for debt repayment. While UF's $16,897 debt load is relatively modest compared to private alternatives, it still represents 65% of first-year earnings—a tight squeeze when starting salaries barely cover living expenses. For context, the program ranks in the 95th percentile nationally for favorable debt levels, yet the low initial earnings offset much of that advantage.

If your child is committed to psychology and plans for graduate school anyway, UF's low debt and strong year-four earnings growth make it workable. But families expecting immediate financial return from a prestigious bachelor's degree should understand this program underperforms both state and national benchmarks initially. The value proposition hinges entirely on what happens after graduation—whether that's grad school, career pivots, or time to find the right role.

Where University of Florida Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Florida graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Florida$26,003$46,888+80%
University of Miami$30,417$47,513+56%
University of Florida-Online$26,003$46,888+80%
Florida State University$30,140$44,481+48%
Florida Gulf Coast University$30,367$43,031+42%

Compare to Similar Programs in Florida

Psychology bachelors's programs at peer institutions in Florida (44 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of FloridaGainesville$6,381$26,003$46,888$16,8970.65
Trinity International University-FloridaMiami$14,180$39,980$24,5620.61
Saint Leo UniversitySaint Leo$28,360$36,139$35,931$32,4610.90
Palm Beach Atlantic UniversityWest Palm Beach$37,990$35,403$39,584$25,2810.71
University of South FloridaTampa$6,410$32,438$40,991$21,2670.66
Keiser University-Ft LauderdaleFort Lauderdale$24,136$32,346$35,291$49,6881.54
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Florida, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 292 graduates with reported earnings and 314 graduates with debt data. Small samples may not be representative.