Median Earnings (1yr)
$26,003
10th percentile (40th in FL)
Median Debt
$16,897
34% below national median
Debt-to-Earnings
0.65
Manageable
Sample Size
292
Adequate data

Analysis

The University of Florida's psychology program demonstrates an unusual pattern that challenges typical assumptions about prestige and outcomes. Despite UF's high selectivity (24% admission rate, 1400 SAT average), graduates earn just $26,003 in their first year—well below the national median of $31,482 and ranking in the 10th percentile nationally. At 40th percentile statewide, it trails less selective Florida schools like Saint Leo University ($36,139) and University of South Florida ($32,438) by substantial margins.

The trajectory improves dramatically by year four, when median earnings nearly double to $46,888, suggesting many graduates pursue additional education or face delayed career entry typical of psychology majors. However, that initial earning period matters enormously for debt repayment. While UF's $16,897 debt load is relatively modest compared to private alternatives, it still represents 65% of first-year earnings—a tight squeeze when starting salaries barely cover living expenses. For context, the program ranks in the 95th percentile nationally for favorable debt levels, yet the low initial earnings offset much of that advantage.

If your child is committed to psychology and plans for graduate school anyway, UF's low debt and strong year-four earnings growth make it workable. But families expecting immediate financial return from a prestigious bachelor's degree should understand this program underperforms both state and national benchmarks initially. The value proposition hinges entirely on what happens after graduation—whether that's grad school, career pivots, or time to find the right role.

Where University of Florida Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of FloridaOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Florida graduates compare to all programs nationally

University of Florida graduates earn $26k, placing them in the 10th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Psychology bachelors's programs at peer institutions in Florida (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Florida$26,003$46,888$16,8970.65
Trinity International University-Florida$39,980—$24,5620.61
Saint Leo University$36,139$35,931$32,4610.90
Palm Beach Atlantic University$35,403$39,584$25,2810.71
University of South Florida$32,438$40,991$21,2670.66
Keiser University-Ft Lauderdale$32,346$35,291$49,6881.54
National Median$31,482—$25,5000.81

Other Psychology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Trinity International University-Florida
Miami
$14,180$39,980$24,562
Saint Leo University
Saint Leo
$28,360$36,139$32,461
Palm Beach Atlantic University
West Palm Beach
$37,990$35,403$25,281
University of South Florida
Tampa
$6,410$32,438$21,267
Keiser University-Ft Lauderdale
Fort Lauderdale
$24,136$32,346$49,688

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Florida, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 292 graduates with reported earnings and 314 graduates with debt data. Small samples may not be representative.