Analysis
UGA's psychology program solves two problems at once: relatively affordable debt and strong income growth. While the $29,874 starting salary sits slightly below the national median, graduates in Georgia actually do better here than at 60% of in-state alternatives. More importantly, that $21,552 debt load is about $5,500 less than what psychology majors typically carry in Georgia, creating manageable early payments while earnings catch up.
The real story emerges over time. That 57% earnings jump to $46,847 by year four represents meaningful career development—psychology graduates are finding pathways into higher-paying roles whether in mental health services, HR, or graduate-prepared positions. This trajectory matters because many psychology majors use the bachelor's degree as a foundation rather than a terminal credential. The combination of lower debt and accelerating earnings provides flexibility for graduate school or professional development that higher-debt programs wouldn't allow.
For families weighing UGA against alternatives like Brenau ($36,497 starting salary) or Emory ($32,085), recognize you're trading a higher initial number for significantly lower debt and proven earnings growth. If your student plans to work immediately after graduation or needs to minimize loans before pursuing a master's degree, UGA's balance of cost and earning potential delivers practical value that the ranking numbers alone don't capture.
Where University of Georgia Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Georgia graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Georgia | $29,874 | $46,847 | +57% |
| Emory University | $32,085 | $52,842 | +65% |
| Oglethorpe University | $25,170 | $49,884 | +98% |
| Agnes Scott College | $24,277 | $47,388 | +95% |
| Spelman College | $29,343 | $43,305 | +48% |
Compare to Similar Programs in Georgia
Psychology bachelors's programs at peer institutions in Georgia (41 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,180 | $29,874 | $46,847 | $21,552 | 0.72 | |
| $33,275 | $36,497 | — | $30,761 | 0.84 | |
| $15,036 | $34,260 | — | $31,000 | 0.90 | |
| $60,774 | $32,085 | $52,842 | $20,500 | 0.64 | |
| $31,725 | $31,474 | — | $26,000 | 0.83 | |
| $5,786 | $31,450 | $42,774 | $26,869 | 0.85 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Georgia, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 286 graduates with reported earnings and 399 graduates with debt data. Small samples may not be representative.