Median Earnings (1yr)
$26,880
5th percentile
Median Debt
$15,650
40% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
27
Limited data

Analysis

The $26,880 first-year salary for business graduates from the University of Guam falls dramatically short of the national median of $45,703—landing in just the 5th percentile nationally. This reflects the economic realities of Guam's island labor market, where business opportunities and salary levels differ substantially from the mainland U.S. Since this is the only business program in Guam, the 60th percentile state ranking is essentially meaningless for comparison purposes.

The manageable $15,650 in median debt provides some cushion, with a debt-to-earnings ratio of 0.58 that's workable even with the low starting salary. Graduates should be able to handle their loan payments, though the absolute earnings level raises questions about long-term financial mobility. For students who plan to remain in Guam after graduation, these numbers may reflect realistic career expectations rather than program underperformance.

The critical caveat: this data comes from fewer than 30 graduates, so these figures could shift significantly with a larger sample. For families considering this program, the decision hinges on geographic plans. If your student intends to build a career on Guam, this may be their best local option for business credentials. If they're planning to move to the mainland for work, they should seriously consider pursuing their degree elsewhere, where the business education will align better with higher-paying regional job markets.

Where University of Guam Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of GuamOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Guam graduates compare to all programs nationally

University of Guam graduates earn $27k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in GU

Business Administration, Management and Operations bachelors's programs at peer institutions in GU

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Guam$26,880$15,6500.58
National Median$45,703$26,0000.57

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Guam, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.