Analysis
Based on comparable accounting programs nationally, University of Hawaii at Hilo's bachelor's degree suggests first-year earnings around $53,700 with roughly $23,000 in debtβa debt-to-earnings ratio of 0.43 that falls well within manageable territory. What's striking is that this estimated outcome sits above the $50,400 median for Hawaii accounting programs, despite UH Hilo being a smaller campus with a 90% admission rate. The estimated debt load is notably lower than Hawaii's $32,900 median for accounting degrees, which matters considerably when starting salaries in the state run about 6% below the national benchmark.
The catch is that we're working entirely with estimates hereβneither earnings nor debt figures are reported directly for UH Hilo's accounting graduates due to small class sizes. The projections suggest this program could deliver solid value, particularly given Hawaii's higher cost of living and the accounting profession's stable demand. Programs at both UH Manoa and University of Phoenix-Hawaii report actual earnings in the $49,400-$51,400 range, providing some regional context that loosely aligns with these estimates.
For parents, the estimated numbers paint an encouraging picture: reasonable debt for a professional credential in a field with clear career paths. However, given the absence of school-specific data, you'll want to verify graduate outcomes directly with UH Hilo's accounting department and understand local employment patterns before committing. The fundamentals look sound, but confirmation matters when the figures are projections rather than track records.
Where University of Hawaii at Hilo Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Hawaii
Accounting bachelors's programs at peer institutions in Hawaii (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,838 | $53,694* | β | $23,054* | β | |
| β | $51,405* | $52,008 | $47,435* | 0.92 | |
| $12,186 | $49,359* | $58,419 | $18,417* | 0.37 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Hawaii at Hilo, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 714 similar programs. Actual outcomes may vary.