Analysis
A debt-to-earnings ratio of 0.50 suggests manageable student loan payments, but similar chemistry programs across Texas tell a more complicated story about career trajectories. The estimated $41,800 first-year salary aligns almost exactly with Texas state medians and sits just below the national benchmark of $42,600, while the projected $20,800 in debt comes in lower than typical chemistry graduates carry. That's the good news for a program serving a largely commuter population where 44% receive Pell grants.
The challenge becomes clearer when you look at Texas's top chemistry programs, where graduates at UT-Austin, Texas A&M, and even nearby University of Houston start their careers earning $8,000 to $9,000 more annually. That gap matters when you're calculating return on investment over a career span. Chemistry bachelor's degrees typically serve as stepping stones to graduate programs, pharmacy school, or specialized industry rolesβpaths where starting salary differentials can compound significantly over time.
For families prioritizing accessibility and lower debt loads, UHCL's chemistry program appears structured around practical constraints rather than competitive outcomes. But if your student has admission options at Houston's research universities, those programs demonstrate substantially stronger earning potential from day one, even if it means taking on slightly more debt.
Where University of Houston-Clear Lake Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,746 | $41,799* | β | $20,791* | β | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | β | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Clear Lake, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.