Business/Commerce at University of Houston-Victoria
Bachelor's Degree
Analysis
A University of Houston-Victoria business degree costs $25,313 in debt but delivers first-year earnings of $43,691—roughly $4,000 below the national median for business programs. While the 0.58 debt-to-earnings ratio falls within reasonable bounds, graduates here earn notably less than peers at other Texas public universities. Among Texas business programs, UHV ranks at the 40th percentile, meaning most comparable in-state options produce stronger earnings. For context, UT-Austin business graduates earn more than double, but even regional alternatives like UH-Clear Lake deliver nearly $13,000 more annually.
The gap widens when you consider career trajectory. Business degrees typically command solid starting salaries that grow meaningfully with experience, but $43,691 represents a modest launch point in Texas's competitive job market. The relatively high Pell grant percentage (44%) suggests UHV serves many students who need strong financial returns to justify the investment.
For families prioritizing affordability over earnings potential, this program works—the debt load is manageable and slightly below the state median. But if your student has admission options at other Texas public universities, those alternatives consistently deliver better financial outcomes. The moderate sample size gives reasonable confidence in these figures, making this a program best suited for students with geographic constraints or those seeking the smallest possible debt load, even at the cost of lower initial earning power.
Where University of Houston-Victoria Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Houston-Victoria graduates compare to all programs nationally
University of Houston-Victoria graduates earn $44k, placing them in the 28th percentile of all business/commerce bachelors programs nationally.
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Houston-Victoria | $43,691 | — | $25,313 | 0.58 |
| The University of Texas at Austin | $94,041 | — | — | — |
| Baylor University | $74,886 | $90,608 | $15,000 | 0.20 |
| Concordia University Texas | $60,641 | $71,368 | $38,138 | 0.63 |
| DeVry University-Texas | $57,020 | $56,664 | $47,236 | 0.83 |
| University of Houston-Clear Lake | $56,494 | $70,808 | $23,766 | 0.42 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Texas at Austin Austin | $11,678 | $94,041 | — |
| Baylor University Waco | $54,844 | $74,886 | $15,000 |
| Concordia University Texas Austin | $36,690 | $60,641 | $38,138 |
| DeVry University-Texas Irving | $17,488 | $57,020 | $47,236 |
| University of Houston-Clear Lake Houston | $7,746 | $56,494 | $23,766 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Houston-Victoria, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 75 graduates with reported earnings and 94 graduates with debt data. Small samples may not be representative.