Physics at University of Illinois Urbana-Champaign
Bachelor's Degree
Analysis
UIUC's physics program produces graduates earning $51,019 right after graduation—roughly $3,000 above the national average for physics majors. More importantly, earnings grow to $60,090 by year four, showing an 18% increase that suggests graduates are building valuable technical skills that employers recognize over time.
The $20,500 debt burden is manageable, translating to a 0.40 debt-to-earnings ratio that's well below the concerning 1.0 threshold. While debt sits at the 73rd percentile nationally (meaning higher than most programs), the stronger-than-average earnings compensate. Within Illinois, this program matches the state median for physics earnings, which makes sense for the state's flagship technical university. Parents should note that 44% of applicants gain admission, making this accessible for solid students without requiring Ivy-level credentials.
For families considering physics degrees, this represents a straightforward value proposition: reasonable debt paired with above-average earnings from a well-regarded institution. The moderate sample size (30-100 graduates) means these figures are reliable without being drawn from just a handful of students. The real question is whether your student is genuinely committed to physics—this isn't a program for dabbling, but for those who are, the financial foundation is solid.
Where University of Illinois Urbana-Champaign Stands
Earnings vs. debt across all physics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Illinois Urbana-Champaign graduates compare to all programs nationally
University of Illinois Urbana-Champaign graduates earn $51k, placing them in the 62th percentile of all physics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Illinois
Physics bachelors's programs at peer institutions in Illinois (32 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Illinois Urbana-Champaign | $51,019 | $60,090 | $20,500 | 0.40 |
| National Median | $47,670 | — | $23,304 | 0.49 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Illinois Urbana-Champaign, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.