Analysis
A bachelor's in Behavioral Sciences from the University of Iowa brings an estimated debt load of $25,500—slightly below the national median for this field—against first-year earnings that peer programs suggest will land around $35,410. That debt-to-earnings ratio of 0.72 sits in manageable territory, meaning graduates would owe roughly three-quarters of their first-year salary. For context, this ratio keeps monthly loan payments potentially workable on an entry-level salary, though it will still require careful budgeting in those early career years.
The challenge with this program isn't the debt burden itself but the limited visibility into how University of Iowa graduates specifically fare. The earnings figure comes from national data across 18 similar programs, and Iowa is the only school in the state offering this particular credential, leaving no in-state comparisons to benchmark against. Similar programs nationally cluster fairly tightly around $35,000-$38,000 in first-year earnings, suggesting behavioral sciences degrees don't vary wildly in initial outcomes, but you're making this decision without seeing how this specific program's graduates actually perform.
If your child is genuinely committed to behavioral sciences and values Iowa's research university environment, the estimated numbers aren't alarming. But given the data gaps, it's worth having concrete conversations about career plans—behavioral sciences can lead to graduate school, social services, human resources, or research roles with very different earning trajectories. Understanding which path your child intends to pursue matters more here than usual, since you can't fall back on hard outcomes data to validate the investment.
Where University of Iowa Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Behavioral Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,964 | $35,410* | — | $25,500* | — | |
| $12,330 | $38,937* | $43,432 | $27,667* | 0.71 | |
| $68,380 | $38,391* | — | $19,000* | 0.49 | |
| $9,552 | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| — | $38,087* | $37,783 | $49,770* | 1.31 | |
| National Median | — | $35,410* | — | $26,944* | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Iowa, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.