Analysis
University of Iowa's psychology program starts graduates at a modest $33,057, but the trajectory is what matters here: earnings jump 37% to $45,188 by year four. That's a stronger growth curve than you'll find at most psychology programs, where early-career earnings often plateau quickly. However, this program sits at just the 40th percentile among Iowa psychology programs—meaning six out of ten Iowa schools produce higher first-year earnings. Upper Iowa and Waldorf, for instance, start their psychology grads nearly $9,000 higher.
The debt picture is reasonable at $24,398, giving graduates a manageable 0.74 debt-to-earnings ratio in year one. That ratio improves significantly as earnings grow. While the program performs better than the national median for psychology majors, it's worth noting that Iowa's in-state options vary widely. If your child is considering psychology, compare four-year projected earnings, not just starting salaries—this program's strength lies in momentum rather than immediate payoff.
For families prioritizing a Big Ten research university experience at an accessible admission rate, this program delivers solid value with room for career growth. But if maximizing early earnings is critical, several smaller Iowa schools offer psychology grads a stronger financial launch, though potentially with less institutional prestige and resources.
Where University of Iowa Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Iowa graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Iowa | $33,057 | $45,188 | +37% |
| Loras College | $23,564 | $48,256 | +105% |
| Saint Ambrose University | $32,627 | $46,127 | +41% |
| Luther College | $30,302 | $46,087 | +52% |
| Waldorf University | $41,193 | $45,304 | +10% |
Compare to Similar Programs in Iowa
Psychology bachelors's programs at peer institutions in Iowa (27 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,964 | $33,057 | $45,188 | $24,398 | 0.74 | |
| $19,000 | $42,183 | $40,524 | $41,478 | 0.98 | |
| $25,220 | $41,193 | $45,304 | $29,136 | 0.71 | |
| $52,576 | $37,072 | $37,384 | $27,000 | 0.73 | |
| $40,190 | $35,559 | $34,524 | $32,500 | 0.91 | |
| $28,750 | $35,122 | — | $27,443 | 0.78 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Iowa, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 220 graduates with reported earnings and 303 graduates with debt data. Small samples may not be representative.