Analysis
With a debt-to-earnings ratio under 0.5, this accounting program appears manageable based on what similar programs across North Dakota typically produce. The estimated $26,588 in debt sits close to the national median for accounting bachelor's degrees ($25,000), while the projected first-year earnings of $55,490 align with the state median. That math—roughly half a year's salary in debt—suggests graduates could realistically tackle repayment while building their careers.
The challenge is context. North Dakota has several accounting programs with actual reported outcomes, and they show considerable range. The state's flagship universities report first-year earnings in the $57,000-$61,000 range, while smaller institutions come in around $51,000-$53,000. Without University of Jamestown's specific graduate data, it's unclear where this program falls in that spectrum. The school's 94% admission rate and relatively low Pell grant percentage (26%) suggest a private institution serving a traditional student population, but those factors don't predict post-graduation outcomes.
For accounting specifically, credentials matter as much as the degree itself—CPA licensure fundamentally changes earning potential. If this program adequately prepares students for the CPA exam and provides the required credit hours, the estimated debt load wouldn't be alarming. Before committing, verify the program's CPA exam pass rates and confirm whether graduates need additional coursework to sit for the exam, as that would add both time and cost beyond these figures.
Where University of Jamestown Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in North Dakota
Accounting bachelors's programs at peer institutions in North Dakota (8 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,820 | $55,490* | — | $26,588* | — | |
| $10,951 | $61,280* | $62,317 | $24,780* | 0.40 | |
| $10,857 | $57,695* | $62,441 | $23,600* | 0.41 | |
| $12,715 | $53,285* | $55,860 | $39,938* | 0.75 | |
| $9,118 | $51,006* | $47,496 | $27,321* | 0.54 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Jamestown, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in ND. Actual outcomes may vary.