Analysis
Peer programs in geological and earth sciences typically produce first-year earnings around $40,000, which puts this degree's financial performance squarely in middle territory. Based on comparable bachelor's programs nationally, graduates carry an estimated $24,757 in debt—resulting in a manageable 0.62 debt-to-earnings ratio. That means roughly seven months of gross income would cover the full debt load, which falls well within responsible borrowing territory for a four-year degree.
The challenge here is context. Kentucky has only six geosciences programs total, and none report usable outcome data, making it difficult to assess how UK specifically stacks up against state alternatives. What we can say is that geosciences careers often require advanced degrees for the most lucrative positions—petroleum geologists and geophysicists command strong salaries, but entry-level work in environmental consulting or government labs typically starts more modestly. If your child is planning to stop at the bachelor's level, the estimated $40,000 starting point is reasonable but not spectacular.
The debt burden looks reasonable enough that this degree shouldn't create financial hardship immediately after graduation, assuming employment in the field. The real question is whether your child intends to pursue graduate work (where the real earning power emerges in this field) or enter the workforce directly. For direct employment, the numbers suggest a solid but not exceptional financial foundation.
Where University of Kentucky Stands
Earnings vs. debt across all geological and earth sciences/geosciences bachelors's programs nationally
Compare to Similar Programs Nationally
Geological and Earth Sciences/Geosciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,212 | $39,678* | — | $24,757* | — | |
| $7,708 | $50,894* | — | $20,250* | 0.40 | |
| $13,426 | $50,645* | — | $27,000* | 0.53 | |
| $10,497 | $50,150* | — | $26,250* | 0.52 | |
| $12,978 | $49,786* | $45,772 | $26,500* | 0.53 | |
| $11,852 | $49,727* | $51,550 | $25,750* | 0.52 | |
| National Median | — | $39,678* | — | $24,757* | 0.62 |
Career Paths
Occupations commonly associated with geological and earth sciences/geosciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Geoscientists, Except Hydrologists and Geographers
Hydrologists
Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary
Chemistry Teachers, Postsecondary
Geological Technicians, Except Hydrologic Technicians
Hydrologic Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Kentucky, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.