Median Earnings (1yr)
$29,046
30th percentile (60th in LA)
Median Debt
$25,750
1% above national median
Debt-to-Earnings
0.89
Manageable
Sample Size
135
Adequate data

Analysis

ULM's psychology program outperforms 60% of Louisiana programs while keeping debt manageable—a meaningful achievement given the state's typically lower outcomes for this degree. With graduates earning $37,310 by year four, this represents 29% growth and positions the program competitively within Louisiana, even as it trails the national median by about $6,000 initially.

The debt picture looks reasonable at $25,750, roughly matching both state and national averages with a debt-to-earnings ratio under 1.0. That first-year salary of $29,046 is admittedly tight, but the trajectory matters here: graduates see substantial income growth through their mid-twenties, suggesting the degree opens doors that take a few years to walk through. This pattern is typical for psychology majors, many of whom need additional credentials or experience to advance.

For Louisiana families, particularly those staying in-state for work, this program delivers competitive value. It beats most in-state alternatives while maintaining accessibility (33% of students receive Pell grants). If your child is committed to psychology and planning graduate school eventually, ULM provides a solid foundation without crushing debt. Just ensure they understand that entry-level psychology salaries require careful budgeting initially, even as earnings improve with time.

Where University of Louisiana at Monroe Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Louisiana at MonroeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Louisiana at Monroe graduates compare to all programs nationally

University of Louisiana at Monroe graduates earn $29k, placing them in the 30th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Louisiana

Psychology bachelors's programs at peer institutions in Louisiana (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Louisiana at Monroe$29,046$37,310$25,7500.89
Dillard University$33,143$29,752$35,0001.06
Northwestern State University of Louisiana$32,765$37,798$26,9590.82
Tulane University of Louisiana$31,585$54,708$22,2500.70
Southern University Law Center$31,165
Southern University and A & M College$31,165$33,765$35,0001.12
National Median$31,482$25,5000.81

Other Psychology Programs in Louisiana

Compare tuition, earnings, and debt across Louisiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Dillard University
New Orleans
$22,194$33,143$35,000
Northwestern State University of Louisiana
Natchitoches
$8,864$32,765$26,959
Tulane University of Louisiana
New Orleans
$65,538$31,585$22,250
Southern University Law Center
Baton Rouge
$31,165
Southern University and A & M College
Baton Rouge
$9,940$31,165$35,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Louisiana at Monroe, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 135 graduates with reported earnings and 213 graduates with debt data. Small samples may not be representative.