Est. Earnings (1yr)
$53,590
Est. from national median (431 programs)
Est. Median Debt
$22,192
Est. from national median (246 programs)

Analysis

A debt-to-earnings ratio of 0.41 suggests manageable repayment, but the lack of specific outcome data for UMaine Augusta's finance program makes it harder to gauge whether this particular route delivers on that promise. Peer programs nationally suggest first-year earnings around $53,590, which would put graduates in a reasonable position—monthly loan payments of roughly $250 on $22,000 in estimated debt would consume about 6% of gross income. That's workable, though not especially comfortable for someone just starting out.

The challenge is that Maine's finance job market appears less robust than the national picture. The two state programs with reported data—University of Maine at $52,876 and University of Southern Maine at $47,393—show a $5,500 spread, and both lag behind top national outcomes. Whether UMaine Augusta's primarily online format positions graduates closer to the top or bottom of that range matters significantly for career trajectory. Finance employers often prioritize internship networks and campus recruiting infrastructure, advantages that can be harder to access from a distance-learning program.

For families seeking value in a finance degree, the estimated numbers here don't raise red flags, but they don't inspire confidence either. If your child can access the larger University of Maine campus instead—with its marginally higher reported earnings and more established business school connections—that might be worth the logistical trade-off. The Augusta program could work for students already employed in the field who need the credential, but as a launching pad for a finance career, you're betting on outcomes that remain largely invisible.

Where University of Maine at Augusta Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Compare to Similar Programs in Maine

Finance and Financial Management Services bachelors's programs at peer institutions in Maine (6 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Maine at AugustaAugusta$8,618$53,590*$22,192*
University of MaineOrono$12,606$52,876*$57,333$24,520*0.46
University of Southern MainePortland$10,920$47,393*$20,500*0.43
National Median$53,590*$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine at Augusta, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.