Median Earnings (1yr)
$52,876
46th percentile
60th percentile in Maine
Median Debt
$24,520
5% above national median

Analysis

University of Maine's finance program delivers solid middle-of-the-pack outcomes with notably less debt than many alternatives. Starting at $52,876, graduates earn slightly above Maine's median for finance programs (60th percentile statewide) while carrying just $24,520 in debt—a debt-to-earnings ratio of 0.46 that's manageable by most standards. That debt load is essentially on par with both state and national benchmarks, making this one of the more affordable routes to a finance career in Maine.

The earnings trajectory shows steady progression, with graduates reaching $57,333 by year four. While these numbers place the program at the 46th percentile nationally—neither impressive nor concerning—context matters: Maine isn't a finance hub like New York or Charlotte, so these earnings reflect regional salary norms. For a family-accessible state flagship (96% admission rate, 22% Pell grant recipients), the program delivers predictable outcomes without the premium debt that often comes with private alternatives.

The calculation here is straightforward. If your child plans to stay in Maine or the Northeast more broadly, this program offers a legitimate finance credential at a reasonable cost. The earnings won't match what graduates from target schools in major financial centers command, but the debt burden won't follow them around for a decade either. For Maine residents paying in-state tuition, it's a sensible foundation for launching a finance career.

Where University of Maine Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Maine graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Maine$52,876$57,333+8%
University of Pennsylvania$122,698$206,646+68%
Washington University in St Louis$102,814$152,625+48%
Georgetown University$106,218$126,672+19%
Southern Methodist University$83,159$113,839+37%

Compare to Similar Programs in Maine

Finance and Financial Management Services bachelors's programs at peer institutions in Maine (6 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of MaineOrono$12,606$52,876$57,333$24,5200.46
University of Southern MainePortland$10,920$47,393$20,5000.43
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 74 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.