Median Earnings (1yr)
$29,685
5th percentile (10th in ME)
Median Debt
$24,875
4% below national median
Debt-to-Earnings
0.84
Manageable
Sample Size
17
Limited data

Analysis

A business degree from UMF costs roughly the same as competing Maine programs, but produces dramatically different results. Graduates here earn $29,685 in their first year—barely half what their peers make at the University of Southern Maine ($48,421) and one-third the earnings at Maine Maritime Academy. Even within Maine's business programs, this ranks in just the 10th percentile. The small sample size (under 30 graduates) means these numbers could shift, but that's a significant gap to explain away.

The debt load of $24,875 seems reasonable at first glance—it's slightly below national and state medians. But paired with those first-year earnings, you're looking at a debt-to-income ratio of 0.84, meaning nearly a full year's salary goes toward paying off the degree. That's manageable if earnings grow quickly, but starting at under $30,000 in a state where business graduates typically begin at $45,000 raises questions about the types of roles these graduates are securing or whether some are underemployed initially.

For a family considering this program, the key question is whether the small-school environment and Farmington location justify starting your career $15,000+ behind peers from USM or UMaine, both of which offer broader alumni networks and similar tuition. If your child has specific ties to the region or values the intimate setting, understand they'll likely need to be proactive about internships and career planning to close that earnings gap.

Where University of Maine at Farmington Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Maine at FarmingtonOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maine at Farmington graduates compare to all programs nationally

University of Maine at Farmington graduates earn $30k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in Maine

Business Administration, Management and Operations bachelors's programs at peer institutions in Maine (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maine at Farmington$29,685$24,8750.84
Maine Maritime Academy$98,743$27,0000.27
University of New England$55,830$26,9200.48
Saint Joseph's College of Maine$53,238$48,012$27,0000.51
University of Southern Maine$48,421$53,243$25,0420.52
University of Maine$45,950$53,668$27,0000.59
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Maine

Compare tuition, earnings, and debt across Maine schools

SchoolIn-State TuitionEarnings (1yr)Debt
Maine Maritime Academy
Castine
$14,746$98,743$27,000
University of New England
Biddeford
$42,550$55,830$26,920
Saint Joseph's College of Maine
Standish
$42,834$53,238$27,000
University of Southern Maine
Portland
$10,920$48,421$25,042
University of Maine
Orono
$12,606$45,950$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine at Farmington, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.