Analysis
A debt-to-earnings ratio of 0.62 represents a manageable starting point for a geosciences bachelor's degree, but the bigger question is where this field takes graduates over time. Similar programs nationally suggest first-year earnings around $40,000—respectable but not remarkable for a STEM field. The estimated $25,000 in debt falls well within federal borrowing limits and could be repaid within a reasonable timeframe if earnings follow typical career trajectories in geology and earth sciences.
The challenge with geosciences is that entry-level positions often require fieldwork or technical roles that don't immediately command high salaries, while the real earning potential emerges with specialization, advanced credentials, or moves into environmental consulting, resource extraction, or government positions. University of Maine's very high admission rate (96%) and relatively low Pell enrollment suggest this isn't a highly selective program, but that matters less in technical fields where competency and practical skills drive outcomes. What matters more is whether graduates can leverage Maine's natural resources sector or are willing to relocate for opportunities.
Given that both figures here are national estimates—not Maine-specific outcomes—you're essentially betting on whether your student will mirror typical geosciences graduates elsewhere. If they're genuinely interested in earth sciences and willing to be geographically flexible or pursue graduate work, the debt load won't be crushing. If they're uncertain about the field or expect six-figure earnings immediately, reconsider.
Where University of Maine Stands
Earnings vs. debt across all geological and earth sciences/geosciences bachelors's programs nationally
Compare to Similar Programs Nationally
Geological and Earth Sciences/Geosciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,606 | $39,678* | — | $24,757* | — | |
| $7,708 | $50,894* | — | $20,250* | 0.40 | |
| $13,426 | $50,645* | — | $27,000* | 0.53 | |
| $10,497 | $50,150* | — | $26,250* | 0.52 | |
| $12,978 | $49,786* | $45,772 | $26,500* | 0.53 | |
| $11,852 | $49,727* | $51,550 | $25,750* | 0.52 | |
| National Median | — | $39,678* | — | $24,757* | 0.62 |
Career Paths
Occupations commonly associated with geological and earth sciences/geosciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Geoscientists, Except Hydrologists and Geographers
Hydrologists
Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary
Chemistry Teachers, Postsecondary
Geological Technicians, Except Hydrologic Technicians
Hydrologic Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.