Median Earnings (1yr)
$34,123
71st percentile
60th percentile in Maine
Median Debt
$26,909
6% above national median

Analysis

University of Maine's psychology graduates start with earnings that outpace most psychology programs nationally—hitting the 71st percentile—while carrying below-average debt loads. At $34,123 in year one, graduates earn more than three-quarters of psychology programs nationwide, and the $26,909 median debt translates to a manageable 0.79 ratio that's well below the threshold where debt becomes burdensome. Among Maine's 11 psychology programs, UMaine performs solidly at the 60th percentile, trailing only Colby College and a handful of others.

The concern here is trajectory rather than starting point. Earnings barely budge over four years, growing just 3% to $35,249—essentially flat when accounting for inflation. This plateau is common in psychology bachelor's programs, where many career paths require graduate education for significant advancement. The strong starting position and reasonable debt load provide flexibility: graduates can enter the workforce immediately in social services, HR, or similar fields without crushing financial pressure, or they can pursue graduate school without being underwater on undergraduate loans.

For families comfortable with psychology's typical career path—where the bachelor's degree is often a stepping stone rather than a terminal credential—this represents a sound choice. The combination of above-average starting earnings and below-average debt creates breathing room that many psychology programs don't offer.

Where University of Maine Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Maine graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Maine$34,123$35,249+3%
Colby College$40,842$51,623+26%
University of New England$34,791$45,506+31%
Husson University$35,259$40,628+15%
Thomas College$33,368$37,397+12%

Compare to Similar Programs in Maine

Psychology bachelors's programs at peer institutions in Maine (11 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of MaineOrono$12,606$34,123$35,249$26,9090.79
Colby CollegeWaterville$66,600$40,842$51,623——
Husson UniversityBangor$22,194$35,259$40,628$29,0000.82
University of New EnglandBiddeford$42,550$34,791$45,506$27,0000.78
University of Southern MainePortland$10,920$33,621$36,601$20,7300.62
Thomas CollegeWaterville$30,896$33,368$37,397$27,0000.81
National Median—$31,482—$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 82 graduates with reported earnings and 108 graduates with debt data. Small samples may not be representative.