Psychology at University of Maine
Bachelor's Degree
Analysis
University of Maine's psychology graduates start with earnings that outpace most psychology programs nationally—hitting the 71st percentile—while carrying below-average debt loads. At $34,123 in year one, graduates earn more than three-quarters of psychology programs nationwide, and the $26,909 median debt translates to a manageable 0.79 ratio that's well below the threshold where debt becomes burdensome. Among Maine's 11 psychology programs, UMaine performs solidly at the 60th percentile, trailing only Colby College and a handful of others.
The concern here is trajectory rather than starting point. Earnings barely budge over four years, growing just 3% to $35,249—essentially flat when accounting for inflation. This plateau is common in psychology bachelor's programs, where many career paths require graduate education for significant advancement. The strong starting position and reasonable debt load provide flexibility: graduates can enter the workforce immediately in social services, HR, or similar fields without crushing financial pressure, or they can pursue graduate school without being underwater on undergraduate loans.
For families comfortable with psychology's typical career path—where the bachelor's degree is often a stepping stone rather than a terminal credential—this represents a sound choice. The combination of above-average starting earnings and below-average debt creates breathing room that many psychology programs don't offer.
Where University of Maine Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Maine graduates compare to all programs nationally
University of Maine graduates earn $34k, placing them in the 71th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maine
Psychology bachelors's programs at peer institutions in Maine (11 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Maine | $34,123 | $35,249 | $26,909 | 0.79 |
| Colby College | $40,842 | $51,623 | — | — |
| Husson University | $35,259 | $40,628 | $29,000 | 0.82 |
| University of New England | $34,791 | $45,506 | $27,000 | 0.78 |
| University of Southern Maine | $33,621 | $36,601 | $20,730 | 0.62 |
| Thomas College | $33,368 | $37,397 | $27,000 | 0.81 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Maine
Compare tuition, earnings, and debt across Maine schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Colby College Waterville | $66,600 | $40,842 | — |
| Husson University Bangor | $22,194 | $35,259 | $29,000 |
| University of New England Biddeford | $42,550 | $34,791 | $27,000 |
| University of Southern Maine Portland | $10,920 | $33,621 | $20,730 |
| Thomas College Waterville | $30,896 | $33,368 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 82 graduates with reported earnings and 108 graduates with debt data. Small samples may not be representative.