Median Earnings (1yr)
$38,824
66th percentile
Median Debt
$26,154
1% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
37
Adequate data

Analysis

University of Maine's social work program delivers solid national outcomes but trails other Maine options—an important distinction for in-state students. Graduates earn $38,824 in their first year, placing them above the national median but below Maine's state median of $39,758. This matters because most students likely qualify for in-state tuition, and University of Southern Maine produces better-earning graduates while charging similar debt loads. At the 40th percentile among Maine programs, this isn't the state's strongest social work option.

The financial fundamentals are workable: $26,154 in debt against first-year earnings creates a manageable 0.67 debt-to-earnings ratio, nearly identical to national norms for the field. Earnings do grow modestly to $40,842 by year four, though that 5% increase barely keeps pace with inflation. Social work isn't a high-earning field anywhere—the 75th percentile nationally is just $39,695—so these outcomes reflect the profession's reality rather than program-specific weakness.

For Maine families, the calculation is straightforward: this program won't burden graduates with unmanageable debt, but if in-state tuition costs are comparable across Maine's public universities, USM's social work program shows meaningfully better earning outcomes. If your student is committed to social work and UMaine offers a better financial aid package or preferred campus environment, the roughly $1,800 first-year earnings gap won't derail their career. Otherwise, comparison shopping within Maine makes sense.

Where University of Maine Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of MaineOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maine graduates compare to all programs nationally

University of Maine graduates earn $39k, placing them in the 66th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maine

Social Work bachelors's programs at peer institutions in Maine (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maine$38,824$40,842$26,1540.67
University of Southern Maine$40,692$43,568$22,6100.56
National Median$37,296$26,3620.71

Other Social Work Programs in Maine

Compare tuition, earnings, and debt across Maine schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Southern Maine
Portland
$10,920$40,692$22,610

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.