Median Earnings (1yr)
$40,692
81st percentile
Median Debt
$22,610
14% below national median

Analysis

University of Southern Maine's social work program outearns 81% of similar programs nationwide while keeping debt well below the national average—a combination that makes it one of Maine's better values in this field. Starting graduates earn $40,692, about $3,000 more than the national median for bachelor's-level social workers, with manageable debt of $22,610. That's roughly $4,000 less debt than the typical social work program nationally, creating a debt-to-earnings ratio of just 0.56.

Within Maine, this program sits comfortably in the middle of the state's offerings (60th percentile) but delivers meaningfully better financial outcomes than what you'll find at most institutions nationally. Earnings grow modestly to $43,568 by year four—steady if not spectacular growth that reflects the realities of social work compensation. The sample size is moderate, so outcomes are reasonably reliable though not based on hundreds of graduates.

For parents weighing this investment, the numbers work: your child would graduate with less debt than most social work majors while earning more than four out of five peers in their first year. Social work won't lead to sky-high salaries, but this program positions graduates to start their careers on solid financial footing within a field that serves critical community needs.

Where University of Southern Maine Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How University of Southern Maine graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Southern Maine$40,692$43,568+7%
New York University$26,837$64,289+140%
University of Nevada-Reno$40,530$63,320+56%
La Sierra University$42,213$60,961+44%
University of Maine$38,824$40,842+5%

Compare to Similar Programs in Maine

Social Work bachelors's programs at peer institutions in Maine (5 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern MainePortland$10,920$40,692$43,568$22,6100.56
University of MaineOrono$12,606$38,824$40,842$26,1540.67
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.