Analysis
University of Southern Maine's social work program outearns 81% of similar programs nationwide while keeping debt well below the national average—a combination that makes it one of Maine's better values in this field. Starting graduates earn $40,692, about $3,000 more than the national median for bachelor's-level social workers, with manageable debt of $22,610. That's roughly $4,000 less debt than the typical social work program nationally, creating a debt-to-earnings ratio of just 0.56.
Within Maine, this program sits comfortably in the middle of the state's offerings (60th percentile) but delivers meaningfully better financial outcomes than what you'll find at most institutions nationally. Earnings grow modestly to $43,568 by year four—steady if not spectacular growth that reflects the realities of social work compensation. The sample size is moderate, so outcomes are reasonably reliable though not based on hundreds of graduates.
For parents weighing this investment, the numbers work: your child would graduate with less debt than most social work majors while earning more than four out of five peers in their first year. Social work won't lead to sky-high salaries, but this program positions graduates to start their careers on solid financial footing within a field that serves critical community needs.
Where University of Southern Maine Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Southern Maine graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Maine | $40,692 | $43,568 | +7% |
| New York University | $26,837 | $64,289 | +140% |
| University of Nevada-Reno | $40,530 | $63,320 | +56% |
| La Sierra University | $42,213 | $60,961 | +44% |
| University of Maine | $38,824 | $40,842 | +5% |
Compare to Similar Programs in Maine
Social Work bachelors's programs at peer institutions in Maine (5 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,920 | $40,692 | $43,568 | $22,610 | 0.56 | |
| $12,606 | $38,824 | $40,842 | $26,154 | 0.67 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 42 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.