Median Earnings (1yr)
$40,692
81st percentile
Median Debt
$22,610
14% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
42
Adequate data

Analysis

University of Southern Maine's social work program outearns 81% of similar programs nationwide while keeping debt well below the national average—a combination that makes it one of Maine's better values in this field. Starting graduates earn $40,692, about $3,000 more than the national median for bachelor's-level social workers, with manageable debt of $22,610. That's roughly $4,000 less debt than the typical social work program nationally, creating a debt-to-earnings ratio of just 0.56.

Within Maine, this program sits comfortably in the middle of the state's offerings (60th percentile) but delivers meaningfully better financial outcomes than what you'll find at most institutions nationally. Earnings grow modestly to $43,568 by year four—steady if not spectacular growth that reflects the realities of social work compensation. The sample size is moderate, so outcomes are reasonably reliable though not based on hundreds of graduates.

For parents weighing this investment, the numbers work: your child would graduate with less debt than most social work majors while earning more than four out of five peers in their first year. Social work won't lead to sky-high salaries, but this program positions graduates to start their careers on solid financial footing within a field that serves critical community needs.

Where University of Southern Maine Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of Southern MaineOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Maine graduates compare to all programs nationally

University of Southern Maine graduates earn $41k, placing them in the 81th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maine

Social Work bachelors's programs at peer institutions in Maine (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Maine$40,692$43,568$22,6100.56
University of Maine$38,824$40,842$26,1540.67
National Median$37,296—$26,3620.71

Other Social Work Programs in Maine

Compare tuition, earnings, and debt across Maine schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maine
Orono
$12,606$38,824$26,154

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.