Est. Earnings (1yr)
$53,984
Est. from TX median (5 programs)
Est. Median Debt
$24,000
Est. from national median (18 programs)

Analysis

Business economics programs in Texas cluster tightly around $54,000 in first-year earnings, and this UMHB degree appears to track right with that state median. Similar programs suggest graduates can expect starting salaries that match what economics majors typically earn across Texas—enough to manage a $24,000 debt load without excessive strain. The 0.44 debt-to-earnings ratio falls comfortably within normal range for business bachelor's degrees.

What's harder to gauge is whether UMHB's program offers distinguishing advantages when peer institutions like UNT and UT Arlington produce comparable earnings outcomes. The 95% admission rate and relatively accessible price point (reflected in that estimated debt figure) make this a lower-barrier entry into business economics compared to selective alternatives like Baylor, where graduates see about $6,500 more in first-year earnings. For students seeking a straightforward path into business roles without the competitive admissions hurdle, the numbers suggest reasonable value—assuming the actual outcomes for this campus align with state patterns.

The key uncertainty is whether UMHB's specific curriculum, alumni network, or regional employer connections might shift outcomes meaningfully from these peer-based projections. Given the tight earnings range across most Texas programs in this field, your child would likely do well to evaluate campus-specific factors like internship pipelines and faculty industry connections that won't show up in these estimated figures.

Where University of Mary Hardin-Baylor Stands

Earnings vs. debt across all business/managerial economics bachelors's programs nationally

Compare to Similar Programs in Texas

Business/Managerial Economics bachelors's programs at peer institutions in Texas (22 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Mary Hardin-BaylorBelton$33,150$53,984*$24,000*
Baylor UniversityWaco$54,844$60,575*$78,948$22,500*0.37
University of North TexasDenton$11,164$54,058*$82,643$14,125*0.26
The University of Texas at ArlingtonArlington$11,728$53,984*$16,063*0.30
Texas State UniversitySan Marcos$11,450$49,831*$65,481$23,125*0.46
The University of Texas at San AntonioSan Antonio$8,991$44,424*$49,224$18,246*0.41
National Median$53,219*$22,250*0.42
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/managerial economics graduates

Economists

Conduct research, prepare reports, or formulate plans to address economic problems related to the production and distribution of goods and services or monetary and fiscal policy. May collect and process economic and statistical data using sampling techniques and econometric methods.

$115,440/yrJobs growth:Master's degree

Environmental Economists

Conduct economic analysis related to environmental protection and use of the natural environment, such as water, air, land, and renewable energy resources. Evaluate and quantify benefits, costs, incentives, and impacts of alternative options using economic principles and statistical techniques.

$115,440/yrJobs growth:Master's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Management Analysts

Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.

$101,190/yrJobs growth:Bachelor's degree

Economics Teachers, Postsecondary

Teach courses in economics. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Survey Researchers

Plan, develop, or conduct surveys. May analyze and interpret the meaning of survey data, determine survey objectives, or suggest or test question wording. Includes social scientists who primarily design questionnaires or supervise survey teams.

$63,380/yrJobs growth:Master's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary Hardin-Baylor, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in TX. Actual outcomes may vary.