Analysis
University of Mary Washington's psychology program starts graduates at a challenging $28,887βwell below both Virginia's $32,142 median and the national average. But that initial struggle tells only part of the story. By year four, earnings jump 61% to $46,453, eventually surpassing what many Virginia psychology programs deliver even at their starting point. This trajectory suggests the program may be preparing students for careers that require some initial credentialing or experience before paying off, though parents should understand their child will likely need financial support or secondary income during those first years.
The debt picture offers some relief: at $22,989, graduates carry less than the typical Virginia psychology student and significantly less than the national median. That manageable debt load means the rocky start won't compound into a crisis, and the strong earnings growth by year four creates real breathing room for loan repayment. Still, ranking in the 40th percentile among Virginia programs means students here are starting behind peers at schools like George Mason or William & Mary, where initial earnings run $7,000-$8,000 higher.
For families comfortable supporting a graduate through an entry-level phase, this program eventually delivers solid mid-career outcomes at a reasonable debt cost. But students seeking immediate financial independence after graduation should look elsewhereβor plan for graduate school, which may explain the delayed earnings trajectory.
Where University of Mary Washington Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Mary Washington graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Mary Washington | $28,887 | $46,453 | +61% |
| Virginia Military Institute | $44,163 | $60,540 | +37% |
| University of Virginia-Main Campus | $36,121 | $60,347 | +67% |
| Marymount University | $33,277 | $52,616 | +58% |
| University of Richmond | $36,309 | $51,312 | +41% |
Compare to Similar Programs in Virginia
Psychology bachelors's programs at peer institutions in Virginia (41 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,559 | $28,887 | $46,453 | $22,989 | 0.80 | |
| $20,484 | $44,163 | $60,540 | $19,250 | 0.44 | |
| $25,040 | $36,818 | $51,232 | $19,379 | 0.53 | |
| $13,815 | $36,326 | $48,517 | $21,000 | 0.58 | |
| $62,600 | $36,309 | $51,312 | $25,500 | 0.70 | |
| $20,986 | $36,121 | $60,347 | $19,500 | 0.54 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary Washington, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 62 graduates with reported earnings and 120 graduates with debt data. Small samples may not be representative.