Analysis
A debt-to-earnings ratio of 0.45 would be manageable for a tech-adjacent field like Management Information Systems, but the catch here is uncertainty. With too few graduates to report actual outcomes, we're relying on national benchmarks to estimate both earnings ($59,490) and debt ($26,581). That's a significant gap between what we can know and what we need to know. For context, North Dakota State's MIS program—with enough graduates to report real data—shows median earnings of $64,181, suggesting the state's small tech sector can support these graduates. However, University of Mary's much smaller program scale makes it harder to predict whether graduates will land those jobs or face a tougher search.
The estimated figures suggest this program could work financially—roughly half a year's salary in debt isn't prohibitive for a field where IT professionals typically see steady demand. But that's based on how similar programs perform nationally, not on how Mary's specific graduates fare. In a state with only five MIS programs and limited tech infrastructure outside Fargo, outcomes likely depend heavily on individual hustle and willingness to relocate.
The practical issue: you're betting on a program with no track record you can verify. If your child is set on staying local in Bismarck and has tech aptitude, it might work. But if they have the grades for NDSU, that program offers both confirmed outcomes and better career placement infrastructure.
Where University of Mary Stands
Earnings vs. debt across all management information systems and services bachelors's programs nationally
Compare to Similar Programs in North Dakota
Management Information Systems and Services bachelors's programs at peer institutions in North Dakota (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,468 | $59,490* | — | $26,581* | — | |
| $10,857 | $64,181* | $77,978 | $25,500* | 0.40 | |
| National Median | — | $59,490* | — | $24,000* | 0.40 |
Career Paths
Occupations commonly associated with management information systems and services graduates
Computer and Information Systems Managers
Database Architects
Data Warehousing Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 153 similar programs. Actual outcomes may vary.