Finance and Financial Management Services at University of Maryland-College Park
Bachelor's Degree
umd.eduAnalysis
Maryland's finance program launches graduates into $75,689 starting salaries—41% above the national median and 24% ahead of Maryland's already-strong state average. Even more impressive: earnings jump to $95,162 by year four, showing the program opens doors to genuine career progression rather than just landing that first job. Among Maryland's five finance programs, this ranks solidly in the middle (60th percentile), but the absolute numbers tell a better story than the ranking suggests—the program still outearns every other Maryland finance program tracked except UM Global Campus.
The debt picture strengthens the case: $19,500 represents just three months of first-year salary, one of the more favorable ratios you'll find in business programs. While this ranks higher nationally for debt than for earnings (80th percentile), the sub-0.3 debt-to-earnings ratio matters more than comparative debt rankings when graduates are clearing six figures within four years.
The real question is whether your child can gain admission to this selective program and thrive in its competitive environment. If they can, the investment makes financial sense—Maryland finance graduates are earning 26% more by year four, suggesting employers value the degree's combination of academic rigor and D.C.-area recruiting access. For families seeking lower debt with comparable outcomes, UM Global Campus offers similar starting salaries, though early-career trajectory data isn't available for comparison.
Where University of Maryland-College Park Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Maryland-College Park graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-College Park | $75,689 | $95,162 | +26% |
| University of Pennsylvania | $122,698 | $206,646 | +68% |
| Washington University in St Louis | $102,814 | $152,625 | +48% |
| Salisbury University | $54,776 | $78,627 | +44% |
| University of Maryland Global Campus | $61,003 | $67,603 | +11% |
Compare to Similar Programs in Maryland
Finance and Financial Management Services bachelors's programs at peer institutions in Maryland (5 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $75,689 | $95,162 | $19,500 | 0.26 | |
| $7,992 | $61,003 | $67,603 | $20,150 | 0.33 | |
| $10,638 | $54,776 | $78,627 | $22,125 | 0.40 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 208 graduates with reported earnings and 199 graduates with debt data. Small samples may not be representative.