Median Earnings (1yr)
$75,689
95th percentile
Median Debt
$19,500
16% below national median
Debt-to-Earnings
0.26
Manageable
Sample Size
208
Adequate data

Analysis

Maryland's finance program launches graduates into $75,689 starting salaries—41% above the national median and 24% ahead of Maryland's already-strong state average. Even more impressive: earnings jump to $95,162 by year four, showing the program opens doors to genuine career progression rather than just landing that first job. Among Maryland's five finance programs, this ranks solidly in the middle (60th percentile), but the absolute numbers tell a better story than the ranking suggests—the program still outearns every other Maryland finance program tracked except UM Global Campus.

The debt picture strengthens the case: $19,500 represents just three months of first-year salary, one of the more favorable ratios you'll find in business programs. While this ranks higher nationally for debt than for earnings (80th percentile), the sub-0.3 debt-to-earnings ratio matters more than comparative debt rankings when graduates are clearing six figures within four years.

The real question is whether your child can gain admission to this selective program and thrive in its competitive environment. If they can, the investment makes financial sense—Maryland finance graduates are earning 26% more by year four, suggesting employers value the degree's combination of academic rigor and D.C.-area recruiting access. For families seeking lower debt with comparable outcomes, UM Global Campus offers similar starting salaries, though early-career trajectory data isn't available for comparison.

Where University of Maryland-College Park Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Maryland-College ParkOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-College Park graduates compare to all programs nationally

University of Maryland-College Park graduates earn $76k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Finance and Financial Management Services bachelors's programs at peer institutions in Maryland (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-College Park$75,689$95,162$19,5000.26
University of Maryland Global Campus$61,003$67,603$20,1500.33
Salisbury University$54,776$78,627$22,1250.40
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$61,003$20,150
Salisbury University
Salisbury
$10,638$54,776$22,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 208 graduates with reported earnings and 199 graduates with debt data. Small samples may not be representative.