Median Earnings (1yr)
$61,003
77th percentile
Median Debt
$20,150
14% below national median
Debt-to-Earnings
0.33
Manageable
Sample Size
106
Adequate data

Analysis

University of Maryland Global Campus delivers something relatively rare for a non-flagship state school: finance graduates who out-earn the national median by 14% while carrying about 13% less debt than typical. With first-year earnings of $61,003 and manageable debt of just $20,150, the numbers point to a solid return on investment that gets even better as graduates gain experience—earnings climb to $67,603 by year four.

Within Maryland, this program sits right at the state median for earnings, which means it's competing directly with University of Maryland-College Park's $75,689 outcome while costing significantly less in debt. That's the key tradeoff here: you're not getting flagship-level earnings, but you're also not paying flagship-level debt. The program lands in the 77th percentile nationally for both earnings and low debt, a combination that suggests careful cost management without sacrificing earning potential. The 11% earnings growth over the first four years indicates graduates are building momentum rather than plateauing early.

For families considering this against College Park or private alternatives, UMGC's finance program offers a pragmatic middle path. The debt-to-earnings ratio of 0.33 means graduates can realistically manage their loans while building careers in financial services. With a robust sample size backing these numbers, this looks like a program that consistently delivers value without the sticker shock of more prestigious competitors.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of Maryland Global CampusOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

University of Maryland Global Campus graduates earn $61k, placing them in the 77th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Finance and Financial Management Services bachelors's programs at peer institutions in Maryland (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global Campus$61,003$67,603$20,1500.33
University of Maryland-College Park$75,689$95,162$19,5000.26
Salisbury University$54,776$78,627$22,1250.40
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$75,689$19,500
Salisbury University
Salisbury
$10,638$54,776$22,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 106 graduates with reported earnings and 120 graduates with debt data. Small samples may not be representative.