Median Earnings (1yr)
$61,003
77th percentile
Median Debt
$20,150
14% below national median

Analysis

University of Maryland Global Campus delivers something relatively rare for a non-flagship state school: finance graduates who out-earn the national median by 14% while carrying about 13% less debt than typical. With first-year earnings of $61,003 and manageable debt of just $20,150, the numbers point to a solid return on investment that gets even better as graduates gain experienceβ€”earnings climb to $67,603 by year four.

Within Maryland, this program sits right at the state median for earnings, which means it's competing directly with University of Maryland-College Park's $75,689 outcome while costing significantly less in debt. That's the key tradeoff here: you're not getting flagship-level earnings, but you're also not paying flagship-level debt. The program lands in the 77th percentile nationally for both earnings and low debt, a combination that suggests careful cost management without sacrificing earning potential. The 11% earnings growth over the first four years indicates graduates are building momentum rather than plateauing early.

For families considering this against College Park or private alternatives, UMGC's finance program offers a pragmatic middle path. The debt-to-earnings ratio of 0.33 means graduates can realistically manage their loans while building careers in financial services. With a robust sample size backing these numbers, this looks like a program that consistently delivers value without the sticker shock of more prestigious competitors.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Maryland Global Campus$61,003$67,603+11%
University of Pennsylvania$122,698$206,646+68%
Washington University in St Louis$102,814$152,625+48%
University of Maryland-College Park$75,689$95,162+26%
Salisbury University$54,776$78,627+44%

Compare to Similar Programs in Maryland

Finance and Financial Management Services bachelors's programs at peer institutions in Maryland (5 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global CampusAdelphi$7,992$61,003$67,603$20,1500.33
University of Maryland-College ParkCollege Park$11,505$75,689$95,162$19,5000.26
Salisbury UniversitySalisbury$10,638$54,776$78,627$22,1250.40
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 106 graduates with reported earnings and 120 graduates with debt data. Small samples may not be representative.