Median Earnings (1yr)
$35,608
65th percentile (60th in MD)
Median Debt
$20,164
11% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
22
Limited data

Analysis

UMD's philosophy program shows unusual earnings momentum, with graduates more than doubling their income from $35,608 to $60,654 between years one and four—a 70% jump that far exceeds typical bachelor's degree trajectories. While the first-year salary ranks at the 60th percentile among Maryland philosophy programs, that four-year figure suggests these graduates are finding pathways beyond entry-level roles, likely in fields like law, consulting, or tech where liberal arts reasoning skills command premium pay.

The debt load of $20,164 keeps this manageable: you're looking at a debt-to-earnings ratio of 0.57, meaning graduates owe about half their starting salary. That's below both the national and state medians for philosophy programs, and given UMD's reputation as a flagship with strong metro DC connections, the investment case depends on whether your student can tolerate a modest first year while positioning for better opportunities.

The caveat here is sample size—fewer than 30 graduates reported data, so these numbers could swing considerably year to year. Still, for a philosophy degree at a respected state school with reasonable debt and strong earnings trajectory, this beats the typical outcome for the major. Just make sure your student has a plan for leveraging that degree beyond academia.

Where University of Maryland-College Park Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

University of Maryland-College ParkOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-College Park graduates compare to all programs nationally

University of Maryland-College Park graduates earn $36k, placing them in the 65th percentile of all philosophy bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Philosophy bachelors's programs at peer institutions in Maryland (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-College Park$35,608$60,654$20,1640.57
National Median$31,652$22,6410.72

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.