Analysis
UMD's philosophy program shows unusual earnings momentum, with graduates more than doubling their income from $35,608 to $60,654 between years one and four—a 70% jump that far exceeds typical bachelor's degree trajectories. While the first-year salary ranks at the 60th percentile among Maryland philosophy programs, that four-year figure suggests these graduates are finding pathways beyond entry-level roles, likely in fields like law, consulting, or tech where liberal arts reasoning skills command premium pay.
The debt load of $20,164 keeps this manageable: you're looking at a debt-to-earnings ratio of 0.57, meaning graduates owe about half their starting salary. That's below both the national and state medians for philosophy programs, and given UMD's reputation as a flagship with strong metro DC connections, the investment case depends on whether your student can tolerate a modest first year while positioning for better opportunities.
The caveat here is sample size—fewer than 30 graduates reported data, so these numbers could swing considerably year to year. Still, for a philosophy degree at a respected state school with reasonable debt and strong earnings trajectory, this beats the typical outcome for the major. Just make sure your student has a plan for leveraging that degree beyond academia.
Where University of Maryland-College Park Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Earnings Distribution
How University of Maryland-College Park graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-College Park | $35,608 | $60,654 | +70% |
| University of Pennsylvania | $73,053 | $90,761 | +24% |
| University of Michigan-Ann Arbor | $37,885 | $63,360 | +67% |
| University of Florida | $24,048 | $55,986 | +133% |
| Ohio State University-Main Campus | $39,971 | $54,954 | +37% |
Compare to Similar Programs Nationally
Philosophy bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,505 | $35,608 | $60,654 | $20,164 | 0.57 | |
| $66,104 | $73,053 | $90,761 | $18,500 | 0.25 | |
| $69,045 | $52,668 | — | $20,062 | 0.38 | |
| $67,680 | $47,345 | $47,768 | $18,000 | 0.38 | |
| $6,270 | $43,699 | — | $15,636 | 0.36 | |
| $7,410 | $43,311 | — | $18,700 | 0.43 | |
| National Median | — | $31,652 | — | $22,641 | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 22 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.