Analysis
UMass Amherst accounting graduates earn significantly more than the national typical accounting gradβ$67,574 versus $53,694 in year oneβplacing this program in the 95th percentile nationally. That's an impressive outcome for a public university with a 58% admission rate. The earnings trajectory looks healthy too, with grads reaching $85,464 by year four, a 27% jump that suggests strong career progression. At $23,250 in median debt (below both state and national averages), students are borrowing conservatively while accessing strong placement outcomes.
Within Massachusetts, the picture is more competitive but still solid. UMass lands squarely in the middle of the state's accounting programs at the 60th percentile, trailing the elite private options like Boston College and Bentley by $5,000-$8,000 in starting salary. But here's the key consideration: those private schools typically come with significantly higher tuition costs. For in-state students paying public university rates, this represents strong valueβyou're getting nationally elite outcomes without the debt load that often accompanies private schools.
The debt-to-earnings ratio of 0.34 means graduates owe about four months of their starting salary, which is entirely manageable in accounting where stable entry-level positions are the norm. For Massachusetts families, this program delivers Big Four-ready graduates at public school prices.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Amherst | $67,574 | $85,464 | +26% |
| Boston College | $75,512 | $98,724 | +31% |
| Stonehill College | $67,512 | $84,545 | +25% |
| Bentley University | $72,823 | $83,486 | +15% |
| Endicott College | $68,483 | $78,896 | +15% |
Compare to Similar Programs in Massachusetts
Accounting bachelors's programs at peer institutions in Massachusetts (26 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $67,574 | $85,464 | $23,250 | 0.34 | |
| $67,680 | $75,512 | $98,724 | $18,000 | 0.24 | |
| $60,850 | $73,234 | β | $27,000 | 0.37 | |
| $58,150 | $72,823 | $83,486 | $27,000 | 0.37 | |
| $39,212 | $68,483 | $78,896 | β | β | |
| $54,500 | $67,512 | $84,545 | $27,000 | 0.40 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 74 graduates with reported earnings and 123 graduates with debt data. Small samples may not be representative.