Accounting at University of Massachusetts-Amherst
Bachelor's Degree
Analysis
UMass Amherst accounting graduates earn significantly more than the national typical accounting grad—$67,574 versus $53,694 in year one—placing this program in the 95th percentile nationally. That's an impressive outcome for a public university with a 58% admission rate. The earnings trajectory looks healthy too, with grads reaching $85,464 by year four, a 27% jump that suggests strong career progression. At $23,250 in median debt (below both state and national averages), students are borrowing conservatively while accessing strong placement outcomes.
Within Massachusetts, the picture is more competitive but still solid. UMass lands squarely in the middle of the state's accounting programs at the 60th percentile, trailing the elite private options like Boston College and Bentley by $5,000-$8,000 in starting salary. But here's the key consideration: those private schools typically come with significantly higher tuition costs. For in-state students paying public university rates, this represents strong value—you're getting nationally elite outcomes without the debt load that often accompanies private schools.
The debt-to-earnings ratio of 0.34 means graduates owe about four months of their starting salary, which is entirely manageable in accounting where stable entry-level positions are the norm. For Massachusetts families, this program delivers Big Four-ready graduates at public school prices.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
University of Massachusetts-Amherst graduates earn $68k, placing them in the 95th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Accounting bachelors's programs at peer institutions in Massachusetts (26 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Massachusetts-Amherst | $67,574 | $85,464 | $23,250 | 0.34 |
| Boston College | $75,512 | $98,724 | $18,000 | 0.24 |
| College of the Holy Cross | $73,234 | — | $27,000 | 0.37 |
| Bentley University | $72,823 | $83,486 | $27,000 | 0.37 |
| Endicott College | $68,483 | $78,896 | — | — |
| Stonehill College | $67,512 | $84,545 | $27,000 | 0.40 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Boston College Chestnut Hill | $67,680 | $75,512 | $18,000 |
| College of the Holy Cross Worcester | $60,850 | $73,234 | $27,000 |
| Bentley University Waltham | $58,150 | $72,823 | $27,000 |
| Endicott College Beverly | $39,212 | $68,483 | — |
| Stonehill College Easton | $54,500 | $67,512 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 74 graduates with reported earnings and 123 graduates with debt data. Small samples may not be representative.