Median Earnings (1yr)
$67,574
95th percentile (60th in MA)
Median Debt
$23,250
7% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
74
Adequate data

Analysis

UMass Amherst accounting graduates earn significantly more than the national typical accounting grad—$67,574 versus $53,694 in year one—placing this program in the 95th percentile nationally. That's an impressive outcome for a public university with a 58% admission rate. The earnings trajectory looks healthy too, with grads reaching $85,464 by year four, a 27% jump that suggests strong career progression. At $23,250 in median debt (below both state and national averages), students are borrowing conservatively while accessing strong placement outcomes.

Within Massachusetts, the picture is more competitive but still solid. UMass lands squarely in the middle of the state's accounting programs at the 60th percentile, trailing the elite private options like Boston College and Bentley by $5,000-$8,000 in starting salary. But here's the key consideration: those private schools typically come with significantly higher tuition costs. For in-state students paying public university rates, this represents strong value—you're getting nationally elite outcomes without the debt load that often accompanies private schools.

The debt-to-earnings ratio of 0.34 means graduates owe about four months of their starting salary, which is entirely manageable in accounting where stable entry-level positions are the norm. For Massachusetts families, this program delivers Big Four-ready graduates at public school prices.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Massachusetts-AmherstOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $68k, placing them in the 95th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Accounting bachelors's programs at peer institutions in Massachusetts (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$67,574$85,464$23,2500.34
Boston College$75,512$98,724$18,0000.24
College of the Holy Cross$73,234$27,0000.37
Bentley University$72,823$83,486$27,0000.37
Endicott College$68,483$78,896
Stonehill College$67,512$84,545$27,0000.40
National Median$53,694$25,0000.47

Other Accounting Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Boston College
Chestnut Hill
$67,680$75,512$18,000
College of the Holy Cross
Worcester
$60,850$73,234$27,000
Bentley University
Waltham
$58,150$72,823$27,000
Endicott College
Beverly
$39,212$68,483
Stonehill College
Easton
$54,500$67,512$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 74 graduates with reported earnings and 123 graduates with debt data. Small samples may not be representative.