Median Earnings (1yr)
$40,427
95th percentile (40th in MA)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
0.67
Manageable
Sample Size
204
Adequate data

Analysis

UMass Amherst's biology program charges premium debt for middle-of-the-pack Massachusetts outcomes. While graduates land solidly above the national median for biology majors—earning roughly $8,000 more in their first year—they're performing right at the state median, trailing several cheaper Massachusetts public universities like UMass Lowell and Salem State by $5,000-10,000. Given that Massachusetts biology programs are among the strongest nationally, being average in this state still means outperforming 95% of biology programs nationwide, but context matters when you're paying flagship prices.

The debt load of $27,000 matches the state median exactly, though it's slightly elevated nationally. With a 0.67 debt-to-earnings ratio, graduates can realistically manage their loans, and the 37% earnings growth to year four shows decent career trajectory. However, for parents weighing options, this creates a question: if UMass Lowell biology grads are earning nearly $7,000 more four years out while likely paying lower tuition as a regional campus, what's the premium for?

The answer likely lies in UMass Amherst's research opportunities and name recognition, particularly for students pursuing graduate school. If your child is headed straight to work, though, several Massachusetts alternatives deliver stronger earnings. This isn't a bad program—it's well above national norms—but the in-state competition is fierce.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of Massachusetts-AmherstOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $40k, placing them in the 95th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Biology bachelors's programs at peer institutions in Massachusetts (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$40,427$55,281$27,0000.67
Worcester Polytechnic Institute$51,711$71,939$26,9990.52
Curry College$46,736—$27,0000.58
University of Massachusetts-Lowell$46,526$66,988$26,7470.57
Stonehill College$46,088$58,080$27,0000.59
Salem State University$45,670$59,961$27,0000.59
National Median$32,316—$25,0000.77

Other Biology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Worcester Polytechnic Institute
Worcester
$59,070$51,711$26,999
Curry College
Milton
$46,220$46,736$27,000
University of Massachusetts-Lowell
Lowell
$16,570$46,526$26,747
Stonehill College
Easton
$54,500$46,088$27,000
Salem State University
Salem
$11,978$45,670$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 204 graduates with reported earnings and 213 graduates with debt data. Small samples may not be representative.