Analysis
UMass Amherst's biology program charges premium debt for middle-of-the-pack Massachusetts outcomes. While graduates land solidly above the national median for biology majors—earning roughly $8,000 more in their first year—they're performing right at the state median, trailing several cheaper Massachusetts public universities like UMass Lowell and Salem State by $5,000-10,000. Given that Massachusetts biology programs are among the strongest nationally, being average in this state still means outperforming 95% of biology programs nationwide, but context matters when you're paying flagship prices.
The debt load of $27,000 matches the state median exactly, though it's slightly elevated nationally. With a 0.67 debt-to-earnings ratio, graduates can realistically manage their loans, and the 37% earnings growth to year four shows decent career trajectory. However, for parents weighing options, this creates a question: if UMass Lowell biology grads are earning nearly $7,000 more four years out while likely paying lower tuition as a regional campus, what's the premium for?
The answer likely lies in UMass Amherst's research opportunities and name recognition, particularly for students pursuing graduate school. If your child is headed straight to work, though, several Massachusetts alternatives deliver stronger earnings. This isn't a bad program—it's well above national norms—but the in-state competition is fierce.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Amherst | $40,427 | $55,281 | +37% |
| Northeastern University Professional Programs | $45,494 | $73,280 | +61% |
| Northeastern University | $45,494 | $73,280 | +61% |
| Worcester Polytechnic Institute | $51,711 | $71,939 | +39% |
| College of the Holy Cross | $43,276 | $67,624 | +56% |
Compare to Similar Programs in Massachusetts
Biology bachelors's programs at peer institutions in Massachusetts (49 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $40,427 | $55,281 | $27,000 | 0.67 | |
| $59,070 | $51,711 | $71,939 | $26,999 | 0.52 | |
| $46,220 | $46,736 | — | $27,000 | 0.58 | |
| $16,570 | $46,526 | $66,988 | $26,747 | 0.57 | |
| $54,500 | $46,088 | $58,080 | $27,000 | 0.59 | |
| $11,978 | $45,670 | $59,961 | $27,000 | 0.59 | |
| National Median | — | $32,316 | — | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 204 graduates with reported earnings and 213 graduates with debt data. Small samples may not be representative.