Finance and Financial Management Services at University of Massachusetts-Amherst
Bachelor's Degree
Analysis
UMass Amherst finance graduates start at $68,920—nearly $15,000 above the national median for finance programs and well ahead of Massachusetts' own median of $55,914. While Boston College and Bentley still lead the state, UMass holds its own at roughly 60th percentile among Massachusetts programs, an impressive showing given its public university price point and 58% admission rate. By year four, earnings climb to $83,610, demonstrating steady career progression that rivals the state's elite private institutions.
The value equation here is particularly compelling: $23,250 in median debt means graduates owe just 34% of their first-year salary, less than typical Massachusetts finance programs ($26,674 median debt). With robust sample sizes backing these numbers, this isn't a fluke—it reflects consistent outcomes from a well-established program at the state's flagship university.
For a family weighing private alternatives like Bentley (which does deliver higher earnings but at private tuition), UMass offers a practical middle ground: outcomes that meaningfully exceed national standards while keeping debt manageable. Finance graduates here are positioned to enter competitive markets without the financial strain that burdens many business school alumni.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
University of Massachusetts-Amherst graduates earn $69k, placing them in the 95th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Finance and Financial Management Services bachelors's programs at peer institutions in Massachusetts (24 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Massachusetts-Amherst | $68,920 | $83,610 | $23,250 | 0.34 |
| Boston College | $82,495 | $110,242 | $18,000 | 0.22 |
| Bentley University | $72,309 | $92,531 | $26,000 | 0.36 |
| Endicott College | $62,878 | — | $27,000 | 0.43 |
| Stonehill College | $58,832 | $90,245 | $26,000 | 0.44 |
| Suffolk University | $55,914 | $77,638 | $27,000 | 0.48 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Boston College Chestnut Hill | $67,680 | $82,495 | $18,000 |
| Bentley University Waltham | $58,150 | $72,309 | $26,000 |
| Endicott College Beverly | $39,212 | $62,878 | $27,000 |
| Stonehill College Easton | $54,500 | $58,832 | $26,000 |
| Suffolk University Boston | $45,380 | $55,914 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 205 graduates with reported earnings and 167 graduates with debt data. Small samples may not be representative.