Analysis
Endicott College's finance program charges premium private school debt levels but delivers earnings that fall short of the state's elite programs. Graduates earn $63,000βsolidly above the national median but about $7,000 less than nearby UMass Amherst and roughly $20,000 behind Bentley, another private option. That 60th percentile ranking among Massachusetts programs matters: you're paying private tuition to land in the middle of the state pack rather than near the top.
The debt picture offers some relief. At $27,000, it's only marginally above the state median and sits in the 5th percentile nationallyβmeaning 95% of finance programs nationally saddle graduates with more debt. The 0.43 debt-to-earnings ratio is manageable, translating to monthly payments well under 10% of gross income. For a private college experience, that's reasonable borrowing.
The question is whether Endicott's environment justifies the middle-tier Massachusetts outcome when UMass delivers $6,000 more for likely lower overall costs. This works if your child values Endicott's smaller setting and you can afford the difference without excessive borrowing. But purely as a financial investment, the Massachusetts public flagship offers better returns for students aiming at finance careers.
Where Endicott College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Endicott College graduates compare to all programs nationally
Compare to Similar Programs in Massachusetts
Finance and Financial Management Services bachelors's programs at peer institutions in Massachusetts (24 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $39,212 | $62,878 | β | $27,000 | 0.43 | |
| $67,680 | $82,495 | $110,242 | $18,000 | 0.22 | |
| $58,150 | $72,309 | $92,531 | $26,000 | 0.36 | |
| $17,357 | $68,920 | $83,610 | $23,250 | 0.34 | |
| $54,500 | $58,832 | $90,245 | $26,000 | 0.44 | |
| $45,380 | $55,914 | $77,638 | $27,000 | 0.48 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Endicott College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.