Median Earnings (1yr)
$37,170
27th percentile
Median Debt
$27,000
32% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
29
Limited data

Analysis

UMass Amherst's Plant Sciences program starts graduates at $37,170—below the national median but exactly at the state average. Here's the critical context: this is literally the only bachelor's program in plant sciences in Massachusetts, so the "state average" is just this program. More meaningfully, these graduates earn about $5,600 less than the typical plant sciences graduate nationally, landing in just the 27th percentile. For a flagship state university, that's a weaker showing than parents might expect.

The upside? Debt is remarkably low at $27,000, placing graduates in the 5th percentile nationally for borrowing. That translates to a manageable debt-to-earnings ratio of 0.73, meaning graduates owe less than a year's salary—a reasonable threshold. Monthly loan payments would run roughly $300, which is feasible even on that starting salary.

The major caveat: this data comes from fewer than 30 graduates, so individual circumstances heavily influence these numbers. One graduate taking a gap year or pursuing graduate school could skew the entire picture. If your child is genuinely passionate about plant sciences and wants the research opportunities at a flagship university, the modest debt makes this a defensible choice. Just understand they're not choosing this path for the paycheck—at least not initially.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all plant sciences bachelors's programs nationally

University of Massachusetts-AmherstOther plant sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $37k, placing them in the 27th percentile of all plant sciences bachelors programs nationally.

Compare to Similar Programs in Massachusetts

Plant Sciences bachelors's programs at peer institutions in Massachusetts

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$37,170$27,0000.73
National Median$42,786$20,5000.48

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.